11 Spruce St, Clark, NJ 07066 Property Records

Union County and Clark Township property record for 11 Spruce St, Clark, NJ 07066

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 1963
Lot Size	0.146 acres (6,373 sqft)
Owner	Individual Name on Record
Tax Bill	$9,986 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-00164-01-00014`

Property Details

APN / Parcel Number

Primary APN	`02-00164-01-00014`
Alternative APNs	`0200164000100014` `1836 SF`

Interior

Stories	2 Stories
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	6,373 sqft (0.146 acres)
Lot Dimensions	85 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	11 SPRUCE ST
City	CLARK
State	NJ
Zip	07066-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Subdivision	EMERSON ESTATES
Legal Block	164.1
Legal Lot Number	14
Jurisdiction	UNION NJ
Township / Civil Division	CLARK
Census Block Group	5
Census Block	5018
Census Tract	36200

Owner

Source: Union County and Clark Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 SPRUCE ST, CLARK, NJ 07066-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	11 SPRUCE ST, CLARK, NJ 07066-1627
Document Number	0143612173
Book / Page	014361 / 002173
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SPRUCE ST CLARK NJ 070661627, CLARK, NJ 07066-1627

Mortgage

Document Number	0143612173
Date	Nov 13, 2017
Book Page	014361/002173
Instrument	649033

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Clark Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Clark Township
Unified School District	Clark Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,100 (-) Land $235,000 Building $205,100	$440,100 (-) Land $235,000 Building $205,100
2025	$9,986.00 (+2.49%)	$440,100 (-) Land $235,000 Building $205,100	$440,100 (-) Land $235,000 Building $205,100
2024	$9,743.00 (+4.53%)
2023		$440,100 Land $235,000 Building $205,100	$440,100 Land $235,000 Building $205,100
2022	$9,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20