17 Spruce St, Clark, NJ 07066 Property Records

Union County and Clark Township property record for 17 Spruce St, Clark, NJ 07066

Property Summary

Property TypeSingle Family Home
Details2,092 sqft · built 1960
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Feb 1998)
Tax Bill$12,037 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1920-SF

Property Details

APN / Parcel Number

Primary APN1920-SF
Alternative APNs
  • 02-00164-01-00013
  • 0200164000100013

Interior

Stories2 Stories
Building Area2,092 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address17 SPRUCE ST
CityCLARK
StateNJ
Zip07066-1627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal SubdivisionEMERSON ESTATES
Legal Block164.1
Legal Lot Number13
JurisdictionUNION NJ
Township / Civil DivisionCLARK
Census Block Group5
Census Block5018
Census Tract36200

Owner

Source: Union County and Clark Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17 SPRUCE ST, CLARK, NJ 07066-1627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage
VAST BANK NA
Nov 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
VALLEY NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 1998 · Amount on Record
Deed SaleFeb 11, 1998 · Amount on Record
Deed Document Number199849217
Deed Book / Page4628 / 81
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address17 SPRUCE ST, CLARK, NJ 07066-1627
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 SPRUCE ST

Mortgage

Document Number0151262871
DateDec 20, 2021
Book Page15126/2871
Instrument27545
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address17 SPRUCE ST, CLARK, NJ 07066-1627
Document Number0143750588
Book / Page014375 / 000588
Instrument DateNov 24, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 SPRUCE ST CLARK NJ 070661627, CLARK, NJ 07066-1627

Mortgage

Document Number0143750588
DateDec 7, 2017
Book Page014375/000588
Instrument650356
Lender
NameVALLEY NAT'L BK
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 6, 2027

Tax Assessment & Valuation

Source: Union County and Clark Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionClark Township
Unified School DistrictClark Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$530,500 (-) Land $250,000 Building $280,500$530,500 (-) Land $250,000 Building $280,500
2025$12,037.00 (+2.49%)$530,500 (-) Land $250,000 Building $280,500$530,500 (-) Land $250,000 Building $280,500
2024$11,745.00 (+4.54%)
2023$530,500 Land $250,000 Building $280,500$530,500 Land $250,000 Building $280,500
2022$11,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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