Middlesex County and Ayer Town property record for 24 Pearl St, Ayer, MA 01432
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 6 bd · 5 ba · 3,361 sqft · built 1890 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $434,000 (Jan 2021) |
| Tax Bill | $6,634 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:026 B:0000 L:0335 |
| Primary APN | AYER M:026 B:0000 L:0335 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 12 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,361 sqft Living Area |
| Basement Area | 690 sqft |
| Unfinished Basement | 690 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 24 PEARL ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1146 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | GR |
| Legal Lot Number | 335 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 325102 |
24 Pearl St, a residential property, is owned by an individual who bought it in January 2021.
Source: Middlesex County and Ayer Town records, as of August 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 MAIN ST, A, WEST TOWNSEND, MA 01474-1018 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB |
| Apr 25, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on File |
| Deed Sale | Jan 27, 2021 · Amount on File |
| Prior Sale | Apr 25, 2019 · Amount on File |
| Deed Document Number | 202118689 |
| Deed Book / Page | 76797 / 123 |
| Prior Transfer Date | Jan 26, 2021 |
| Prior Transfer Doc | 76797-123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jan 27, 2021 |
| Property Address | 24 PEARL ST, AYER, MA 01432-1146 |
| Document Number | 076797-123 |
| Book / Page | 76797 / 123 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 18689 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 OAK HILL ST, PEPPERELL, MA 01463-1120 |
| Document Number | 0000018690 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 18690 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Apr 25, 2019 |
| Property Address | 24 PEARL ST, AYER, MA 01432-1146 |
| Document Number | 072500-529 |
| Book / Page | 72500 / 529 |
| Instrument Date | Apr 6, 2019 |
| Instrument | 51494 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 HEALD ST, PEPPERELL, MA 01463-1251 |
| Document Number | 0000051495 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 51495 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 24 Pearl St was $6,634.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,634.00 | $554,700 Land $137,700 Building $417,000 |
| 2023 | $5,016.00 | $403,900 Land $128,900 Building $275,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 24 Pearl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jul 2023 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Pearl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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