9 Pearl St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 9 Pearl St, Ayer, MA 01432

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 1,654 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Last Sale	$405,000 (Mar 2024)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Mar 2024 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`AYER M:026 B:0000 L:0130`

Property Details

APN / Parcel Number

Primary APN	`AYER M:026 B:0000 L:0130`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,654 sqft Living Area
Gross Area	4,460 sqft
1st Floor Area	688 sqft
Basement Area	827 sqft
Unfinished Basement	827 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	9 PEARL ST
City	AYER
State	MA
Zip	01432-1389
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Lot Number	130
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	1
Census Block	1010
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 129, METHUEN, MA 01844-0129
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Oct 1, 2001 · Amount on File
Deed Document Number	202430243
Deed Book / Page	82607 / 81
Prior Transfer Date	Mar 27, 2024
Prior Transfer Doc	082625-490
Record Updated	Oct 29, 2026

March 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	AYER MA
Recording Date	Mar 28, 2024
Property Address	9 PEARL ST, AYER, MA 01432-1389
Document Number	0082607-81
Book / Page	82607 / 81
Instrument Date	Mar 27, 2024
Instrument	30243
Transaction Type	Foreclosure
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 129, METHUEN, MA 01844-0129

Mortgage

Document Number	082625-490
Date	Apr 2, 2024
Book Page	82625/490
Instrument	32425

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,551.00 (+18.33%)	$296,900 (+22.89%) Land $126,700 Building $170,200	$403,945
2023	$3,001.00	$241,600 Land $118,400 Building $123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20