Middlesex County and Ayer Town property record for 26 Pearl St, Ayer, MA 01432
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,508 sqft · built 1870 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $344,000 (Jul 2020) |
| Tax Bill | $5,402 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:019 B:0000 L:0053 |
| Primary APN | AYER M:019 B:0000 L:0053 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Living Area |
| Basement Area | 1,022 sqft |
| Unfinished Basement | 1,022 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 26 PEARL ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1130 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | GR |
| Legal Lot Number | 53 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 MILLVILLE RD, MENDON, MA 01756-1208 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 31, 2020 | Quit Claim Deed, Transfer · Conventional with PMI WASHINGTON TR MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on Record |
| Deed Sale | Jul 31, 2020 · Amount on Record |
| Prior Sale | Jul 12, 2012 |
| Deed Document Number | 20201848391 |
| Last Transfer Date | Jun 3, 2021 |
| Transfer Doc | 1882967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jun 14, 2021 |
| Property Address | 26 PEARL ST, AYER, MA 01432-1130 |
| Document Number | 1882967 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 1882967 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 PEARL ST, AYER, MA 01432-1130 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jul 31, 2020 |
| Property Address | 26 PEARL ST, AYER, MA 01432-1130 |
| Document Number | 0001848391 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 1848391 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,569.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 PEARL ST AYER MA 014321130, AYER, MA 01432-1130 |
| Document Number | 1848392 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 1848392 |
| Name | WASHINGTON TR MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,402.00 (+22.38%) | $451,700 (+27.1%) Land $130,700 Building $321,000 | $505,156 |
| 2023 | $4,414.00 | $355,400 Land $122,000 Building $233,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jul 2023 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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