24 Ocean Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 24 Ocean Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,819 sqft · built 2017
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$1,660,000 (Dec 2023)
Tax Bill	$10,207 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-22-11-179-006`

Property Details

APN / Parcel Number

Primary APN	`41-22-11-179-006`
Alternative APNs	`0093001-000000-4` `10004690115`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,819 sqft Living Area
Gross Area	4,361 sqft
Flooring	Covered

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Clay Tile
Lot Area	10,800 sqft (0.247 acres)
Garage Area	864 sqft
Driveway	Driveway
Driveway Area	1,640 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	28 sqft
Porch	Porch
Porch Area	642 sqft
Loading Dock	400 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004690115
Old Parcel Number	00930010000004
Street Address	24 OCEAN DR
City	PUNTA GORDA
State	FL
Zip	33950-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 004 0011 0014 PUNTA GORDA ISLES SEC4 BLK11 LT 14 154/370 AFF1537/1143 PR97-583 1579/507 2730/1930 4006/1079 3
Legal Range	22E
Legal Township	41S
Legal Section	11
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	11
Legal Lot Number	14
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2001
Census Tract	10401

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 OCEAN DR, PUNTA GORDA, FL 33950-5004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Aug 31, 2015 · Amount on Record
Deed Document Number	3352282
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 22, 2023
Property Address	24 OCEAN DR, PUNTA GORDA, FL 33950-5004
Document Number	0003352282
Map Reference	MB 5 PG 45-A-45-B
Instrument Date	Dec 14, 2023
Instrument	3352282
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 BANGSBERG RD SE, PORT CHARLOTTE, FL 33952-9704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16150 WILDWOOD CT, PUNTA GORDA, FL 33982-9687

Mortgage

Document Number	0003352283
Date	Dec 22, 2023
Instrument	3352283

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Margin	3
Max Rate	11.8%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,207.00 (-15.78%) Homeowner's exemption	$655,233 (-4.68%)	$1,056,449 (+0.03%) Land $438,000 Building $618,449
2023	$12,120.00 (+3.64%) Homeowner's exemption	$687,393 (+3%)	$1,056,131 (+5.21%) Land $438,000 Building $618,131
2022	$11,694.00 Homeowner's exemption	$667,372	$1,003,785 Land $310,250 Building $693,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 436 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,147 units insured incl. 711 condo units
Nearby Flood Claims	242 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 140 claims Hurricane Helene, Sep 2024 · 43 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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