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15 Ocean Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 15 Ocean Dr, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 5,522 sqft · built 2016
Lot Size0.44 acres (19,200 sqft)
OwnerIndividual Name on Record
Last Sale$514,000 (Aug 2012)
Tax Bill$26,634 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone AE (high risk)
APN41-22-11-178-004

Property Details

APN / Parcel Number

Primary APN41-22-11-178-004
Alternative APNs
  • 0093011-000000-2
  • 10004690103

Interior

Bedrooms4 Beds
Full Baths6 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area5,522 sqft Living Area
Gross Area8,575 sqft
FlooringCovered
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialClay Tile
Lot Area19,200 sqft (0.44 acres)
Garage Area308 sqft
DrivewayDriveway
Driveway Area2,158 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area72 sqft
PorchPorch
Porch Area1,892 sqft
Loading Dock525 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004690103
Old Parcel Number00930110000002
Street Address15 OCEAN DR
CityPUNTA GORDA
StateFL
Zip33950-5003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPGI 004 0011 0024 PUNTA GORDA ISLES SEC 4 BLK 11 LT 24 249/116 DC1342/1382(RM) PRO94-391(RM) 1381/1486 PR09-27
Legal Range22E
Legal Township41S
Legal Section11
Legal SubdivisionPUNTA GORDA ISLES
Legal Block11
Legal Lot Number24 25
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2001
Census Tract10401

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address15 OCEAN DR, PUNTA GORDA, FL 33950-5003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2012 · Amount on Record
Deed SaleAug 1, 2012 · Amount on Record
Prior SaleNov 18, 2003
Deed Document Number2112956
Deed Book / Page3679 / 0053
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address15 OCEAN DR, PUNTA GORDA, FL 33950-5003
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyFIRST INTERNATIONAL TTL INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 OCEAN DR, PUNTA GORDA, FL 33950-5003

Mortgage

Document Number0046690834
DateDec 1, 2020
Book Page4669/834
Instrument2877774
Lender
NameSYNOVUS BANK
TypeBank
AddressNAPLES, FL 34103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,634.00 (-4.64%) Homeowner's exemption$1,643,706 (+5.99%)$2,276,198 (+3.42%) Land $876,000 Building $1,400,198
2023$27,929.00 (+3.4%) Homeowner's exemption$1,550,856 (+3%)$2,200,969 (+16.72%) Land $876,000 Building $1,324,969
2022$27,011.00 Homeowner's exemption$1,505,685$1,885,655 Land $620,500 Building $1,265,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 436 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,147 units insured
incl. 711 condo units
Nearby Flood Claims242 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 140 claims
  • Hurricane Helene, Sep 2024 · 43 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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