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16 Ocean Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 16 Ocean Dr, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,776 sqft · built 1969
Lot Size0.248 acres (10,800 sqft)
OwnerCompany Name on Record
Last Sale$390,000 (Jan 2012)
Tax Bill$5,893 (2025)
Deeds & MortgagesSep 2026 Construction Loan
Flood ZoneZone AE (high risk)
APN412211179004

Property Details

APN / Parcel Number

Primary APN412211179004
Alternative APNs
  • 00930030000002
  • 10004690113

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,776 sqft Living Area
Gross Area2,688 sqft
1st Floor Area1,776 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,800 sqft (0.248 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area546 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area264 sqft
PorchSlab
Porch Area366 sqft
Loading Dock105 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00930030000002
Street Address16 OCEAN DR
CityPUNTA GORDA
StateFL
Zip33950-5004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPUNTA GORDA ISLES SEC4 BLK11 LT16 541/268 DC589/836 616/562 643/2023 655/363-385 862/550 1094/650 1147/1117 UNREC DC 1754/1426 2037/373 3623/105 3887/554
Legal Range22E
Legal Township41S
Legal Section11
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block11
Legal Lot Number16
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2001
Census Tract10401

Owner

Source: Charlotte County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address16 OCEAN DR, PUNTA GORDA, FL 33950-5004
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2012 · Amount on Record
Deed SaleJan 6, 2012 · Amount on Record
Prior SaleMay 7, 2002 · Amount on Record
Deed Document Number20122065978
Deed Book / Page3623 / 105
Last Transfer DateJul 21, 2014
Transfer Doc0038870554
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Recording DateSep 1, 2026
Property Address16 OCEAN DR, PUNTA GORDA, FL 33950-5004
Document Number0003679773
Instrument DateAug 24, 2026
Instrument20263679773
Transaction TypeMortgage
Record UpdatedSep 15, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF F

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189
Address16 OCEAN DR, PUNTA GORDA, FL 33950-5004

Mortgage

Document Number0003679773,
DateSep 1, 2026
Instrument20263679773
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 1, 2027
Interest
Rate12%
Max Rate-1%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,893.00 (+4.54%) Homeowner's exemption$314,392 (+9.82%)$516,739 (-11.85%) Land $372,300 Building $144,439
2024$5,637.00 (+6.64%)
2023$5,286.00 (+1.81%) Homeowner's exemption$286,277 (-0.6%)$586,178 (+14.76%) Land $438,000 Building $148,178
2022$5,192.00 Homeowner's exemption$287,993$510,779 Land $310,250 Building $200,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 436 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,147 units insured
incl. 711 condo units
Nearby Flood Claims242 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 140 claims
  • Hurricane Helene, Sep 2024 · 43 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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