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14 Mountain Cove Dr, Trinity, AL 35673 Property Records

Morgan County property record for 14 Mountain Cove Dr, Trinity, AL 35673

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,883 sqft · built 2023
Lot Size0.435 acres (18,989 sqft)
Owner2 Individual Names on Record
Last Sale$329,000 (Sep 2025)
Tax Bill$1,270 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Sep 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-04-19-0-000-011.023

Property Details

APN / Parcel Number

Primary APN02-04-19-0-000-011.023
Alternative APNs
  • 144319
  • 72120

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,883 sqft Living Area
1st Floor Area1,710 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,989 sqft (0.435 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number144319
Street Address14 MOUNTAIN COVE DR
CityTRINITY
StateAL
Zip35673-5844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 MOUNTAIN COVE SUBDIVISION MAP BOOK 2007 PAGE 16 SEC 19, T5S, R5W
Legal Range5W
Legal Township5S
Legal Section19
Legal SubdivisionMOUNTAIN COVE
Legal Lot Number16
JurisdictionMORGAN AL
Township / Civil DivisionDECATUR
Census Block Group3
Census Block3006
Census Tract5101

Owner

Source: Morgan County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address287 COUNTY ROAD 519, MOULTON, AL 35650-7566
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 31, 2024Deed of Trust, Mortgage · Line of Credit
RIVER BANK & TRUST
Sep 15, 2025Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Sep 18, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleSep 18, 2024 · Amount on Record
Deed Book / Page2025 / 8473
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address14 MOUNTAIN COVE DR, TRINITY, AL 35673-5844
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 MOUNTAIN COVE DR, TRINITY, AL 35673-5844

Mortgage

Document Number2024/17744
DateMay 31, 2024
Book Page2024/17744
Lender
NameRIVER BANK & TRUST
TypeBank
AddressHUNTSVILLE, AL 35801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateSep 15, 2025
Property Address14 MOUNTAIN COVE DR, TRINITY, AL 35673-5844
Document Number02025/8473
Book / Page2025 / 8473
Map ReferenceMB 2007 PG 16
Instrument DateSep 12, 2025
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8669 COUNTY ROAD 460, MOULTON, AL 35650-6715

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14 MOUNTAIN COVE DR, TRINITY, AL 35673-5844

Mortgage

Document Number0202536375
DateSep 15, 2025
Instrument2025/36375
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateSep 18, 2024
Property Address14 MOUNTAIN COVE DR, TRINITY, AL 35673-5844
Document Number02024/8180
Book / Page2024 / 8180
Map ReferenceMB 2007 PG 16
Instrument DateSep 18, 2024
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address770 COUNTY ROAD 443, HILLSBORO, AL 35643-4238

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14 MOUNTAIN COVE DR, TRINITY, AL 35673-5844

Mortgage

Document Number0202431984
DateSep 18, 2024
Instrument2024/31984
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
MunicipalityTrinity City
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,270.00 (+25.99%)$25,280 (-) Land $2,750 Building $22,530$312,200 (+24.73%) Land $62,800 Building $249,400
2024$250,300 (-0.99%) Land $27,500 Building $222,800
2023$1,008.00 (-2.33%) Homeowner's exemption$25,280 (-1.29%) Land $2,750 Building $22,530$252,800 (-1.29%) Land $27,500 Building $225,300
2022$1,032.00 Homeowner's exemption$25,610 Land $2,750 Building $22,860$256,100 Land $27,500 Building $228,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRINITY WATER WORKS SYSTEM
serves 2,844 people · EPA ID AL0001091
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FlashFiber
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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