24 Harding Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 24 Harding Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,426 sqft · built 2021
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$805,000 (Apr 2026)
Tax Bill	$9,016 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K1320R`

Property Details

APN / Parcel Number

Primary APN	`K1320R`
Alternative APN	`GRHM M:035 B:020 L:002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,426 sqft Living Area
Gross Area	4,226 sqft
1st Floor Area	1,005 sqft
Basement Area	1,005 sqft
Unfinished Basement	1,005 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,457 sqft (1.87 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	K1320R
Street Address	24 HARDING RD
City	GORHAM
State	ME
Zip	04038-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	20
Legal Lot Number	2
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3015
Census Tract	4002

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 HARDING RD, GORHAM, ME 04038-2047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage BAR HARBOR BANK AND TRUST
Oct 5, 2021	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jun 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PARTNERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Book / Page	42218 / 181
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Apr 30, 2026
Property Address	24 HARDING RD, GORHAM, ME 04038-2047
Document Number	0422180181
Book / Page	42218 / 181
Instrument Date	Apr 27, 2026
Instrument	2026.16695
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24 HARDING RD, GORHAM, ME 04038-2047

Mortgage

Date	Apr 30, 2026

Lender

Name	BAR HARBOR BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Oct 5, 2021
Property Address	24 HARDING RD, GORHAM, ME 04038-2047
Document Number	0387370335
Book / Page	38737 / 335
Instrument Date	Sep 30, 2021
Instrument	71245
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 MOUNTAIN HAUS DR APT 202, 202, STOWE, VT 05672-5457

Mortgage

Document Number	0000071246
Date	Oct 5, 2021
Instrument	71246

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Jun 3, 2021
Property Address	24 HARDING RD, GORHAM, ME 04038-2047
Document Number	0382660327
Book / Page	38266 / 327
Instrument Date	Jun 3, 2021
Instrument	39108
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 785, GORHAM, ME 04038-0785

Mortgage

Document Number	0000039109
Date	Jun 3, 2021
Instrument	39109

Lender

Name	PARTNERS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,016.00 (+2.36%)	$609,200 (+1.67%) Land $153,800 Building $455,400
2024	$8,808.00 (+17.41%)	$599,200 (+2.64%) Land $153,800 Building $445,400
2022	$7,502.00	$583,800 Land $153,800 Building $430,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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