10 Harding Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 10 Harding Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,059 sqft · built 2004
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Sep 2025)
Tax Bill	$6,955 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:035 B:020 L:021`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:035 B:020 L:021`
Alternative APN	`3762`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,059 sqft Living Area
Gross Area	4,036 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	536 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3762
Street Address	10 HARDING RD
City	GORHAM
State	ME
Zip	04038-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	20
Legal Lot Number	21
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3015
Census Tract	4002

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 QUINCY DR, GORHAM, ME 04038-2914
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Mar 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY FCU
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Mar 21, 2022 · Amount on Record
Deed Document Number	202539827
Deed Book / Page	41755 / 282
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Sep 29, 2025
Property Address	10 HARDING RD, GORHAM, ME 04038-2047
Document Number	0417550282
Book / Page	41755 / 282
Instrument Date	Sep 29, 2025
Instrument	39827
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33 QUINCY DR, GORHAM, ME 04038-2914
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039828
Date	Sep 29, 2025
Instrument	39828

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Mar 21, 2022
Property Address	10 HARDING RD, GORHAM, ME 04038-2047
Document Number	0392740068
Book / Page	39274 / 68
Instrument Date	Mar 18, 2022
Instrument	15265
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 BAYBERRY AVE, KENNEBUNK, ME 04043-7604

Mortgage

Document Number	0000015266
Date	Mar 21, 2022
Instrument	15266

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	10 HARDING RD, GORHAM, ME 04038-2047
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373510189
Date	Oct 27, 2020
Book Page	37351/189
Instrument	68972

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	10 HARDING RD, GORHAM, ME 04038-2047
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0371140164
Date	Aug 31, 2020
Book Page	37114/164
Instrument	53448

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,955.00 (+3.22%)	$469,900 (+2.51%) Land $146,700 Building $323,200
2024	$6,738.00 (+14.4%)	$458,400 (-) Land $146,700 Building $311,700
2022	$5,890.00	$458,400 Land $146,700 Building $311,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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