23 Harding Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 23 Harding Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 624 sqft · built 1977
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,800 (Jul 2020)
Tax Bill	$2,557 (2025)
Deeds & Mortgages	Jan 2022 Refinance Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-0013-0001`

Property Details

APN / Parcel Number

Primary APN	`35-0013-0001`
Alternative APN	`GRHM M:035 B:013 L:001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	824 sqft
1st Floor Area	624 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	61,855 sqft (1.42 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Wood

Location & Zoning

Account Number	35-0013-0001
Street Address	23 HARDING RD
City	GORHAM
State	ME
Zip	04038-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	13
Legal Lot Number	1
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3015
Census Tract	4002

Owner

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 HARDING RD, GORHAM, ME 04038-2048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
Feb 18, 2020	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA
Jul 15, 2020	Quit Claim Deed, Transfer EVERGREEN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	202039578
Deed Book / Page	36929 / 183
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0369290183
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	23 HARDING RD, GORHAM, ME 04038-2048
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0390620115
Date	Jan 6, 2022
Book Page	39062/115
Instrument	967

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	23 HARDING RD, GORHAM, ME 04038-2048
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0364330077
Date	Feb 18, 2020
Book Page	36433/77
Instrument	8755

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GORHAM ME
Recording Date	Jul 15, 2020
Property Address	23 HARDING RD, GORHAM, ME 04038-2048
Document Number	0369290183
Book / Page	036929 / 000183
Instrument Date	Jul 14, 2020
Instrument	39578
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 DEERING ST PORTLAND ME 041012696, PORTLAND, ME 04101-2696

Mortgage

Document Number	369290185
Date	Jul 15, 2020
Book Page	036929/000185
Instrument	39579

Lender

Name	EVERGREEN CU
Type	Credit Union
Address	PORTLAND, ME 04103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,557.00 (+0.67%)	$172,800 (-) Land $97,800 Building $75,000
2024	$2,540.00 (+14.41%)	$172,800 (-) Land $97,800 Building $75,000
2022	$2,220.00	$172,800 Land $97,800 Building $75,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Harding Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures