24 Elm St, #1, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 24 Elm St, #1, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	1 bd · 2 ba · 1,480 sqft · built 1900
Lot Size	0.123 acres (5,342 sqft)
Owner	Individual Name on File
Tax Bill	$4,392 (2026)
Deeds & Mortgages	Dec 2021 Refinance Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`108135`

Property Details

APN / Parcel Number

Primary APN	`108135`
Alternative APN	`GLOU M:0014 B:0004 L:0001`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Lot Area	5,342 sqft (0.123 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	108135
Street Address	24 ELM ST, 1
City	GLOUCESTER
State	MA
Zip	01930-3749
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CCD
Legal Block	4
Legal Lot Number	1
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2016
Census Tract	221500

Owner

24 Elm St, #1 is owned and occupied by an individual who acquired it in October 2021.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24 ELM ST, 1, GLOUCESTER, MA 01930-3749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Oct 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 25, 2021
Transfer Doc	40408-532
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	24 ELM ST # 1, 1, GLOUCESTER, MA 01930-3749
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040613-93
Date	Dec 28, 2021
Book Page	40613/93
Instrument	20211228001970

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Oct 26, 2021
Property Address	24 ELM ST # 1, 1, GLOUCESTER, MA 01930-3749
Document Number	40408-532
Book / Page	40408 / 532
Instrument Date	Oct 25, 2021
Instrument	20211026000080
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ELM ST # 1, 1, GLOUCESTER, MA 01930-3749

Tax Assessment & Valuation

The 2026 property tax bill for 24 Elm St, #1 was $4,392, up 4.5% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,392.00 (+4.55%)	$471,800 (+9.16%) Building $471,800	$540,236
2025	$4,201.00 (+6.54%)	$432,200 (+6.66%) Building $432,200
2024	$3,943.00 (+4.17%)	$405,200 (+13.37%) Building $405,200	$526,015
2023	$3,785.00	$357,400 Building $357,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Elm St, #1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Elm St, #1 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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