23R Elm St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 23R Elm St, Gloucester, MA 01930

Property Summary

Property Type	Triplex
Details	7 bd · 3.5 ba · 1,590 sqft · built 1906
Lot Size	0.105 acres (4,555 sqft)
Owner	Individual Name on File
Last Sale	$384,000 (Mar 2003)
Tax Bill	$5,252 (2026)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0013 B:0097 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0013 B:0097 L:0000`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	3 Units
Stories	2 Stories
Building Area	1,590 sqft Living Area
Gross Area	3,047 sqft
1st Floor Area	813 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	813 sqft
Unfinished Basement	813 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,555 sqft (0.105 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	23R ELM ST
City	GLOUCESTER
State	MA
Zip	01930-3789
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-5
Legal Block	97
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2028
Census Tract	221500

Owner

23R Elm St, a triplex, is owned by an individual who bought it in March 2003.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 ELM ST, R, GLOUCESTER, MA 01930-3725
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2003 · Amount on File
Deed Sale	Mar 3, 2003 · Amount on File
Prior Sale	Jun 27, 1997 · Amount on File
Deed Book / Page	20267 / 204
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 5, 2026
Property Address	23R ELM ST, GLOUCESTER, MA 01930-3789
Document Number	043429-452
Book / Page	43429 / 452
Instrument Date	Jun 3, 2026
Instrument	20263170
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23R ELM ST, GLOUCESTER, MA 01930-3789

Mortgage

Document Number	0000003170,
Date	Jun 5, 2026
Book Page	43429/452
Instrument	20263170

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.72%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 23R Elm St was $5,252, up 3.4% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,252.00 (+3.43%)	$564,100 (+7.98%) Land $145,600 Building $418,500
2025	$5,078.00 (+6.97%)	$522,400 (+7.07%) Land $134,800 Building $387,600
2024	$4,747.00 (-3.58%)	$487,900 (+4.95%) Land $128,400 Building $359,500
2023	$4,923.00	$464,900 Land $114,700 Building $350,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23R Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23R Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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