17R Elm St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 17R Elm St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,192 sqft · built 1900
Lot Size	0.041 acres (1,775 sqft)
Owner	2 Trust Names on Record
Last Sale	$575,000 (Jul 2023)
Tax Bill	$5,179 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0013 B:0029 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0013 B:0029 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,192 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	605 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,775 sqft (0.041 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	17R ELM ST
City	GLOUCESTER
State	MA
Zip	01930-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CB
Legal Block	29
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2028
Census Tract	221500

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	17 ELM ST, R, GLOUCESTER, MA 01930-3725
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE ANN SAVINGS BANK
Sep 21, 2022	Quit Claim Deed, Transfer · Construction Mortgage ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	20232730
Deed Book / Page	41676 / 412
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 24, 2023
Property Address	17R ELM ST, GLOUCESTER, MA 01930-3725
Document Number	041676-412
Book / Page	41676 / 412
Instrument Date	Jul 24, 2023
Instrument	20230724002730
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 ELM ST # R, R, GLOUCESTER, MA 01930-3725

Mortgage

Document Number	230724002750
Date	Jul 24, 2023
Instrument	230724002750

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 21, 2022
Property Address	17R ELM ST, GLOUCESTER, MA 01930-3725
Document Number	041202-238
Book / Page	41202 / 238
Instrument Date	Sep 19, 2022
Instrument	75
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HAWTHORNE BLVD, SALEM, MA 01970-3731

Mortgage

Document Number	041202-242
Date	Sep 21, 2022
Book Page	41202/242
Instrument	77

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,179.00 (+4.27%)	$556,300 (+8.86%) Land $127,000 Building $429,300	$575,540 (-7.69%)
2025	$4,967.00 (+140.07%)	$511,000 (+140.36%) Land $117,600 Building $393,400
2024	$2,069.00 (-29%)	$212,600 (-22.75%) Land $112,000 Building $100,600	$623,485
2023	$2,914.00	$275,200 Land $99,700 Building $175,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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