Fluvanna County property record for 27 E Point Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,352 sqft Living Area |
| Lot Size | 16,335 sqft (0.375 acres) |
| Garage | Built-in |
| Occupancy | Owner Occupied |
| Tax Bill | $3,164.00 (2025) |
| Primary APN | 18A 6 117 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 4,020 sqft Gross Area |
| 1st Floor | 2,352 sqft 1st Floor |
| Basement Area | 1,176 sqft Basement |
| Unfinished Basement | 1,176 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,335 sqft (0.375 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Deck Area | 240 sqft Deck |
|---|---|
| Porch | Porch |
| Porch Area | 252 sqft Porch |
| View | Corner View |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 6783 |
|---|---|
| Street Address | 27 E POINT RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2047 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 230000520 RIVERSIDE-6 LOT 117 16,354 SF |
| Legal Subdivision | RIVERSIDE |
| Legal Block | 11 |
| Legal Lot Number | 117 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | PALMYRA |
| Census Blockgroup | 4 |
| Census Block | 4002 |
| Census Tract | 20101 |
Source: Fluvanna County records · APN 18A 6 117
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 25, 2010 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 29, 2026 | Gift Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC |
| Apr 29, 2026 | Gift Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN HOME MORTGAGE ACCEPT |
| Mar 01, 2023 | Gift Deed, Transfer |
| Jan 17, 2023 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE |
| Jan 11, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Apr 30, 2020 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Apr 27, 2007 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2026 |
| Deed Sale | Apr 29, 2026 |
| Prior Sale | Mar 01, 2023 · Amount on Record |
| Deed Doc Number | 20261236 |
| Prior Transfer Date | Apr 23, 2026 |
| Prior Transfer Doc | 0000001236 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000818/105 |
|---|---|
| Date | May 25, 2010 |
| Book Page | 818/105 |
| Instrument | 1665 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2040 |
| Rate | 5.37% |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 29, 2026 |
| Property Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 0000001236 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.1236 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 0000001237, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026..1237 |
| Name | AMERICAN NBRHD MORTGAGE ACCPTNC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 29, 2026 |
| Property Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 0000001236 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20261236 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 0000001237, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20261237 |
| Name | AMERICAN HOME MORTGAGE ACCEPT |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Mar 01, 2023 |
| Property Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 0230000520 |
| Map Reference | DB 82 PG 480 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 230000520 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jan 17, 2023 |
| Property Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 0230000139 |
| Map Reference | DB 82 PG 480 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 230000139 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 0230000140 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 230000140 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jan 11, 2022 |
| Property Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 0220000097 |
| Map Reference | DB 726 PG 124 |
| Instrument Date | Jan 06, 2021 |
| Instrument | 220000097 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | ACM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 0220000098 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 220000098 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 30, 2020 |
| Property Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 0200001489 |
| Map Reference | DB 82 PG 480 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 200001489 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 0200001490 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 200001490 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 27, 2007 |
| Property Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Document Number | 000726/124 |
| Book / Page | 726 / 124 |
| Map Reference | DD82 PG480-481 |
| Instrument Date | Apr 24, 2007 |
| Instrument | 2244 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 27 E POINT RD, PALMYRA, VA 22963-2047 |
| Investor | Possibly a Property Investor |
| Document Number | 000726/126 |
|---|---|
| Date | Apr 27, 2007 |
| Book Page | 726/126 |
| Instrument | 2245 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2037 |
| Rate | 6.12% |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,100 (-) Land $30,000 Building $389,100 | $419,100 (-) Land $30,000 Building $389,100 | |
| 2025 | $3,164.00 (+0.67%) | $419,100 (+26.16%) Land $30,000 Building $389,100 | $419,100 (+26.16%) Land $30,000 Building $389,100 |
| 2024 | $3,143.00 (+12.13%) | ||
| 2023 | $332,200 Land $30,000 Building $302,200 | $332,200 Land $30,000 Building $302,200 | |
| 2022 | $2,803.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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