24 Circle Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 24 Circle Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,384 sqft · built 1963
Lot Size	0.63 acres (27,443 sqft)
Owner	Trust Name on Record
Tax Bill	$2,897 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-24-402-013.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-24-402-013.000-018`
Alternative APN	`1609240402013000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,384 sqft Living Area
1st Floor Area	1,808 sqft
2nd Floor Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	194 ft deep x 165 ft wide
Terrain	High
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1609240402013000
Street Address	24 CIRCLE DR
City	CARMEL
State	IN
Zip	46032-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 24, TOWNSHIP 18, RANGE 3, WALTER'S ROLLING ACRES, LOT 37, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	24
Legal Subdivision	WALTERS ROLLING
Legal Lot Number	37
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1005
Census Tract	110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	24 CIRCLE DR, CARMEL, IN 46032-1356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK
Sep 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 1, 2020
Last Transfer Date	Sep 3, 2020
Transfer Doc	0000060739
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	24 CIRCLE DR, CARMEL, IN 46032-1356
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049157
Date	Jul 29, 2020
Instrument	2020049157

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Aug 1, 2033

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 3, 2020
Property Address	24 CIRCLE DR, CARMEL, IN 46032-1356
Document Number	0000060739
Instrument Date	Sep 2, 2020
Instrument	60739
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	24 CIRCLE DR CARMEL IN 460321356, CARMEL, IN 46032-1356

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 1, 2020
Property Address	24 CIRCLE DR, CARMEL, IN 46032-1356
Document Number	0000041436
Instrument Date	Jun 30, 2020
Instrument	41436
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 CIRCLE DR CARMEL IN 460321356, CARMEL, IN 46032-1356

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 30, 2017
Property Address	24 CIRCLE DR, CARMEL, IN 46032-1356
Document Number	0000059034
Instrument Date	Nov 22, 2017
Instrument	59034
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	24 CIRCLE DR CARMEL IN 460321356, CARMEL, IN 46032-1356

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$310,600 (+10.89%) Land $65,200 Building $245,400	$310,600 (+10.89%) Land $65,200 Building $245,400
2024	$2,897.00 (+51.36%)	$280,100 (+36.7%) Land $65,200 Building $214,900	$280,100 (+36.7%) Land $65,200 Building $214,900
2023	$1,914.00 (-4.11%)	$204,900 (+3.64%) Land $65,200 Building $139,700	$204,900 (+3.64%) Land $65,200 Building $139,700
2022	$1,996.00	$197,700 Land $57,200 Building $140,500	$197,700 Land $57,200 Building $140,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Xfinity.

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