30 Circle Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 30 Circle Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,610 sqft · built 1954
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$532,000 (Feb 2025)
Tax Bill	$4,916 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-24-401-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-24-401-004.000-018`
Alternative APN	`1609240401004000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	1,610 sqft
Basement Area	1,610 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	266 ft deep x 145 ft wide
Terrain	High
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	30 CIRCLE DR
City	CARMEL
State	IN
Zip	46032-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 24, TOWNSHIP 18, RANGE 3, WALTERS ROLLING ACRES, LOT 21, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	24
Legal Subdivision	WALTERS ROLLING ACRES
Legal Lot Number	21
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1004
Census Tract	110906

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 CIRCLE DR, CARMEL, IN 46032-1356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Nov 14, 2023	Warranty Deed, Transfer
Nov 1, 2023	Warranty Deed, Transfer · Line of Credit CARDINAL HOME BUYERS LLC
Dec 18, 2020	Deed of Trust, Mortgage · Line of Credit TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Nov 14, 2023
Deed Document Number	20255988
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	30 CIRCLE DR, CARMEL, IN 46032-1356
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 CIRCLE DR, CARMEL, IN 46032-1356

Mortgage

Document Number	0000010638
Date	Mar 18, 2026
Instrument	2026010638

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 14, 2023
Property Address	30 CIRCLE DR, CARMEL, IN 46032-1356
Document Number	0000043215
Instrument Date	Nov 8, 2023
Instrument	2023043215
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	208 W SMOKY ROW, CARMEL, IN 46032-1302

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 1, 2023
Property Address	30 CIRCLE DR, CARMEL, IN 46032-1356
Document Number	0000041871
Map Reference	MB 137 PG 167
Instrument Date	Oct 30, 2023
Instrument	2023041871
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6129 RIVERVIEW DR, INDIANAPOLIS, IN 46208-1542

Mortgage

Document Number	0000041872
Date	Nov 1, 2023
Instrument	2023041872

Lender

Name	CARDINAL HOME BUYERS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	30 CIRCLE DR, CARMEL, IN 46032-1356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093089
Date	Dec 18, 2020
Instrument	2020093089

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,400 (+6.22%) Land $70,200 Building $191,200	$261,400 (+6.22%) Land $70,200 Building $191,200
2024	$4,916.00 (+205.53%)	$246,100 (+36.34%) Land $70,200 Building $175,900	$246,100 (+36.34%) Land $70,200 Building $175,900
2023	$1,609.00 (-1.65%)	$180,500 (+8.41%) Land $70,200 Building $110,300	$180,500 (+8.41%) Land $70,200 Building $110,300
2022	$1,636.00	$166,500 Land $61,600 Building $104,900	$166,500 Land $61,600 Building $104,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Xfinity.

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