19 Circle Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 19 Circle Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,399 sqft · built 1955
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,100 (Apr 2010)
Tax Bill	$2,914 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-24-402-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-24-402-001.000-018`
Alternative APN	`1609240402001000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,399 sqft Living Area
Gross Area	3,015 sqft
1st Floor Area	2,399 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	125 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Pool Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	19 CIRCLE DR
City	CARMEL
State	IN
Zip	46032-1355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 24, TOWNSHIP 18, RANGE 3, WALTERS ROLLING ACRES, LOT 36, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	24
Legal Subdivision	WALTERS ROLLING ACRES
Legal Lot Number	36
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1005
Census Tract	110906

Owner

Source: Hamilton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 CIRCLE DR, CARMEL, IN 46032-1355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
May 12, 2020	Deed of Trust, Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2010 · Amount on Record
Deed Sale	Apr 19, 2010 · Amount on Record
Prior Sale	Oct 5, 2004 · Amount on Record
Deed Document Number	201016669
Prior Transfer Date	Aug 31, 2004
Prior Transfer Doc	0000068900
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Aug 20, 2026
Property Address	19 CIRCLE DR, CARMEL, IN 46032-1355
Document Number	0000038230
Instrument Date	Aug 17, 2026
Instrument	202638230
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CIRCLE DR, CARMEL, IN 46032-1355

Mortgage

Document Number	0000038230,
Date	Aug 20, 2026
Instrument	202638230

Lender

Name	STOCK YARDS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 17, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	19 CIRCLE DR, CARMEL, IN 46032-1355
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028833
Date	Jun 9, 2022
Instrument	2022028833

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	19 CIRCLE DR, CARMEL, IN 46032-1355
Document Number	0000032119
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 CIRCLE DR CARMEL IN 460321355, CARMEL, IN 46032-1355

Mortgage

Document Number	0000032119
Date	May 29, 2020
Instrument	32119

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$310,700 (+10.41%) Land $63,500 Building $247,200	$310,700 (+10.41%) Land $63,500 Building $247,200
2024	$2,914.00 (+32.09%)	$281,400 (+37.54%) Land $63,500 Building $217,900	$281,400 (+37.54%) Land $63,500 Building $217,900
2023	$2,206.00 (-0.5%)	$204,600 (+7.4%) Land $63,500 Building $141,100	$204,600 (+7.4%) Land $63,500 Building $141,100
2022	$2,217.00	$190,500 Land $55,700 Building $134,800	$190,500 Land $55,700 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Xfinity.

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