24 Cedar Ridge Way, Durango, CO 81301 Property Records

La Plata County property record for 24 Cedar Ridge Way, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,763 sqft · built 2012
Lot Size	0.033 acres (1,454 sqft)
Owner	Company Name on File
Last Sale	$525,000 (Feb 2021)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Sep 2026 Foreclosure Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5665-282-01-007`

Property Details

APN / Parcel Number

Primary APN	`5665-282-01-007`
Alternative APN	`R433702`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,763 sqft Living Area
Gross Area	2,193 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Lot Area	1,454 sqft (0.033 acres)
Garage Type	Attached
Garage Area	430 sqft

Exterior Amenities

Porch	Slab
Porch Area	149 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R433702
Street Address	24 CEDAR RIDGE WAY
City	DURANGO
State	CO
Zip	81301-6733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CEDAR RIDGE PUD UNIT: 7 PH 1 PER PLT 1028093 24 CEDAR RIDGE WAY DURANGO 81301
Legal Subdivision	CEDAR RIDGE PUD UNIT: 7
Legal Phase	1
Legal Block	1
Legal Unit	7
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1016
Census Tract	970800

Owner

24 Cedar Ridge Way is owned by a company that acquired it in September 2026.

Source: La Plata County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1710 MAIN AVE, DURANGO, CO 81301-5034
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jul 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATINOAL BANK OF DURANGO
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 4, 2020	Quit Claim Deed, Transfer USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on File
Deed Sale	Feb 8, 2021 · Amount on File
Prior Sale	Sep 23, 2013 · Amount on File
Deed Document Number	20211186533
Last Transfer Date	Sep 28, 2026
Transfer Doc	0001258473
Record Updated	Oct 29, 2026

September 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 28, 2026
Property Address	24 CEDAR RIDGE WAY, DURANGO, CO 81301-6733
Document Number	0001258473
Instrument Date	Sep 28, 2026
Instrument	20261258473
Transaction Type	Foreclosure
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1710 MAIN AVE, DURANGO, CO 81301-5034

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	24 CEDAR RIDGE WAY # 7, 7, DURANGO, CO 81301-6733
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001145737
Date	Jul 23, 2018
Instrument	1145737

Lender

Name	THE FIRST NATINOAL BANK OF DURANGO
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 8, 2021
Property Address	24 CEDAR RIDGE WAY # 7, 7, DURANGO, CO 81301-6733
Document Number	0001186533
Map Reference	DOC 1028093
Instrument Date	Feb 3, 2021
Instrument	1186533
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	DURANGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CEDAR RIDGE WAY, DURANGO, CO 81301-6733

Mortgage

Document Number	0001186534
Date	Feb 8, 2021
Instrument	1186534

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	May 4, 2020
Property Address	24 CEDAR RIDGE WAY # 7, 7, DURANGO, CO 81301-6733
Document Number	0001170862
Instrument Date	Apr 13, 2020
Instrument	1170862
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 CEDAR RIDGE WAY DURANGO CO 813016733, DURANGO, CO 81301-6733

Mortgage

Document Number	1170863
Date	May 4, 2020
Instrument	1170863

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 24 Cedar Ridge Way was $2,958.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,020 (+0.27%) Land $7,470 Building $48,550	$893,880 (-) Land $119,200 Building $774,680
2025	$2,958.00	$55,870 Land $7,450 Building $48,420	$893,880 Land $119,200 Building $774,680
2023	$1,384.00 (+5.81%)	$34,450 (+7.05%) Land $5,760 Building $28,690	$514,150 (+11.05%) Land $86,000 Building $428,150
2022	$1,308.00	$32,180 Land $5,280 Building $26,900	$462,980 Land $76,000 Building $386,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 Cedar Ridge Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Cedar Ridge Way is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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