LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0001193592
Date
Jun 7, 2021
Instrument
1193592
Lender
Name
FLANAGAN STATE BANK
Type
Bank
Address
PAW PAW, IL 61353
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 1, 2051
June 2019: Special Warranty Deed, Transfer
Document Type
Special Warranty Deed
Jurisdiction
LA PLATA CO
Recording Date
Jun 12, 2019
Property Address
41 CEDAR RIDGE WAY # 5, 5, DURANGO, CO 81301-6730
Document Number
0001157514
Map Reference
DOC 1028093
Instrument Date
Jun 12, 2019
Instrument
1157514
Transaction Type
Transfer
Record Updated
Oct 21, 2022
Title Company
LAND TITLE GUARANTEE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$32.40
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
41 CEDAR RIDGE WAY # 5, 5, DURANGO, CO 81301-6730
Mortgage
Document Number
0001157515
Date
Jun 12, 2019
Instrument
1157515
Lender
Name
BANK OF THE SAN JUANS
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2049
August 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
LA PLATA CO
Recording Date
Aug 8, 2017
Property Address
41 CEDAR RIDGE WAY # 5, 5, DURANGO, CO 81301-6730
Document Number
0001131896
Instrument Date
Aug 7, 2017
Instrument
1131896
Transaction Type
Transfer
Record Updated
Sep 6, 2017
Title Company
LAND TITLE GUARANTEE
Transaction
Amount
Amount on Record
Tax
$29.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
41 CEDAR RIDGE WAY #5 DURANGO CO 813016730, 5, DURANGO, CO 81301-6730
July 2017: Trustee's Deed, Construction Loan
Document Type
Trustee's Deed
Jurisdiction
LA PLATA CO
Recording Date
Jul 25, 2017
Property Address
41 CEDAR RIDGE WAY # 5, 5, DURANGO, CO 81301-6730
Instrument Date
Jul 21, 2017
Instrument
1131229
Transaction Type
Construction Loan
Record Updated
Sep 4, 2017
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1704 E MAIN ST MONTROSE CO 814013811, MONTROSE, CO 81401-3811
Mortgage
Document Number
0001131229
Date
Jul 25, 2017
Instrument
1131229
Lender
Name
ALPINE BK
Type
Bank
Address
RIFLE, CO 81650
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Jul 24, 2018
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 41 Cedar Ridge Way, #5 was $1,740, up 74.7% from the year before.
Source: La Plata County assessment roll, as of July 20, 2026
Property Jurisdictions
Type
Name
State
Colorado
County
La Plata County
Municipality
Durango City
Unified School District
Durango School District 9-R (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$32,190 (-2.07%)Land $5,020Building $27,170
$525,900 (-)Land $81,950Building $443,950
2025
$1,740.00 (+74.7%)
$32,870Land $5,120Building $27,750
$525,900Land $81,950Building $443,950
2024
$996.00 (+17.45%)
2023
$848.00 (-8.32%)
$21,100 (-7.25%)Land $3,730Building $17,370
$315,010 (-3.78%)Land $55,720Building $259,290
2022
$925.00
$22,750Land $3,630Building $19,120
$327,370Land $52,250Building $275,120
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 41 Cedar Ridge Way, #5 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 9 (5% premium discount)
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 41 Cedar Ridge Way, #5 is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 60% of the US · above 47% of Colorado
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source
Surface water
Last State Inspection
Dec 2025
Lead
3 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025