48 Cedar Ridge Way, Durango, CO 81301 Property Records

La Plata County property record for 48 Cedar Ridge Way, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,750 sqft · built 2012
Lot Size	0.033 acres (1,454 sqft)
Owner	Company Name on File
Last Sale	$452,500 (Jun 2018)
Tax Bill	$2,934 (2025)
Deeds & Mortgages	Sep 2026 Foreclosure Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5665-282-01-009`

Property Details

APN / Parcel Number

Primary APN	`5665-282-01-009`
Alternative APN	`R433704`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,150 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Lot Area	1,454 sqft (0.033 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R433704
Street Address	48 CEDAR RIDGE WAY
City	DURANGO
State	CO
Zip	81301-6733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CEDAR RIDGE PUD UNIT: 9 PH 1 PER PLT 1028093 48 CEDAR RIDGE WAY DURANGO 81301
Legal Subdivision	CEDAR RIDGE PUD UNIT: 9
Legal Phase	1
Legal Block	1
Legal Unit	9
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1016
Census Tract	970800

Owner

48 Cedar Ridge Way is owned by a company that acquired it in September 2026.

Source: La Plata County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1710 MAIN AVE, DURANGO, CO 81301-5034
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 30, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF DURANGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Mar 30, 2017 · Amount on File
Deed Document Number	20181143962
Last Transfer Date	Sep 28, 2026
Transfer Doc	0001258473
Record Updated	Oct 29, 2026

September 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 28, 2026
Property Address	48 CEDAR RIDGE WAY, DURANGO, CO 81301-6733
Document Number	0001258473
Instrument Date	Sep 28, 2026
Instrument	20261258473
Transaction Type	Foreclosure
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1710 MAIN AVE, DURANGO, CO 81301-5034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 6, 2018
Property Address	48 CEDAR RIDGE WAY # 9, 9, DURANGO, CO 81301-6733
Document Number	0001143962
Map Reference	DOC1028093
Instrument Date	Jun 4, 2018
Instrument	1143962
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	COLORADO TITLE & CLOSING SER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 E 7TH AVE # B4, B-4, DURANGO, CO 81301-5699

Mortgage

Document Number	0001143963
Date	Jun 6, 2018
Instrument	1143963

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 30, 2017
Property Address	48 CEDAR RIDGE WAY # 9, 9, DURANGO, CO 81301-6733
Document Number	0001126164
Instrument Date	Mar 30, 2017
Instrument	1126164
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	COLORADO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CEDAR RIDGE WAY, DURANGO, CO 81301-6733

Mortgage

Document Number	0001126165
Date	Mar 30, 2017
Instrument	1126165

Lender

Name	FIRST NATIONAL BANK OF DURANGO
Type	Bank
Address	DURANGO, CO 81302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 48 Cedar Ridge Way was $2,934.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,530 (+0.22%) Land $7,470 Building $48,060	$886,610 (-) Land $119,200 Building $767,410
2025	$2,934.00	$55,410 Land $7,450 Building $47,960	$886,610 Land $119,200 Building $767,410
2023	$1,384.00 (+5.81%)	$34,450 (+7.05%) Land $5,760 Building $28,690	$514,260 (+11.05%) Land $86,000 Building $428,260
2022	$1,308.00	$32,180 Land $5,280 Building $26,900	$463,070 Land $76,000 Building $387,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Cedar Ridge Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Cedar Ridge Way is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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