24 Candlelight Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 24 Candlelight Rd, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	4,770 sqft · built 2002
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$1,610,000 (Oct 2024)
Tax Bill	$33,263 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-01201-0000-00007-03`

Property Details

APN / Parcel Number

Primary APN	`48-01201-0000-00007-03`
Alternative APN	`48012010000000070003`

Interior

Building Area	4,770 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Street Address	24 CANDLELIGHT RD
City	RAMSEY
State	NJ
Zip	07446-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.020AC
Legal Subdivision	CANDLELIGHT EXT
Legal Block	1201
Legal Lot Number	7.03
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1007
Census Tract	44100

Owner

24 Candlelight Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 CANDLELIGHT RD, RAMSEY, NJ 07446-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Jun 12, 2017 · Amount on File
Deed Document Number	202461918
Deed Book / Page	5344 / 1713
Prior Transfer Date	Jul 22, 2013
Prior Transfer Doc	0014790425
Record Updated	Oct 29, 2026

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 12, 2017
Property Address	24 CANDLELIGHT RD, RAMSEY, NJ 07446-1330
Document Number	0026350730
Book / Page	02635 / 0730
Map Reference	MB 2408 PG 339
Instrument Date	May 30, 2017
Instrument	17-044721
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,902.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 CANDLELIGHT RD, 24, RAMSEY, NJ 07446-1330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CANDLELIGHT RD, RAMSEY, NJ 07446-1330

Mortgage

Document Number	0026350737
Date	Jun 12, 2017
Book Page	2635/0737
Instrument	17-044721.01

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 24 Candlelight Rd was $33,263, down 3.4% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,606,500 (-0.56%) Land $458,200 Building $1,148,300	$1,606,500 (-0.56%) Land $458,200 Building $1,148,300
2025	$33,263.00 (-3.44%)	$1,615,500 Land $458,200 Building $1,157,300	$1,615,500 Land $458,200 Building $1,157,300
2024	$34,448.00
2023		$1,220,700 Land $348,500 Building $872,200	$1,220,700 Land $348,500 Building $872,200
2022	$32,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Candlelight Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Candlelight Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAHWAH WATER DEPARTMENT serves 26,777 people · EPA ID NJ0233001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20