11 Candlelight Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 11 Candlelight Rd, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	3,152 sqft · built 1979
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$1,140,000 (Dec 2021)
Tax Bill	$26,388 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-01201-0000-00015-05`

Property Details

APN / Parcel Number

Primary APN	`48-01201-0000-00015-05`
Alternative APN	`48012010000000155`

Interior

Stories	2 Stories
Building Area	3,152 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	48012010000000155
Street Address	11 CANDLELIGHT RD
City	RAMSEY
State	NJ
Zip	07446-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.459AC
Legal Subdivision	WEST HILL
Legal Block	1201
Legal Lot Number	15.05
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1007
Census Tract	44100

Owner

11 Candlelight Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 CANDLELIGHT RD, RAMSEY, NJ 07446-1339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Jul 16, 2014 · Amount on File
Deed Document Number	2021181916
Deed Book / Page	4495 / 1799
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 17, 2021
Property Address	11 CANDLELIGHT RD, RAMSEY, NJ 07446-1339
Document Number	0044951799
Book / Page	4495 / 1799
Instrument Date	Oct 1, 2021
Instrument	2021181916
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,669.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 FIERGE ROAD, 49, MIDLAND PARK, NJ 07432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CANDLELIGHT RD, RAMSEY, NJ 07446-1339
Investor	Possibly a Property Investor

Mortgage

Document Number	2021181917
Date	Dec 17, 2021
Instrument	2021181917

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11 Candlelight Rd was $26,388, down 7.2% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,329,200 (+3.71%) Land $492,500 Building $836,700	$1,329,200 (+3.71%) Land $492,500 Building $836,700
2025	$26,388.00 (-7.23%)	$1,281,600 Land $452,500 Building $829,100	$1,281,600 Land $452,500 Building $829,100
2024	$28,445.00
2023		$1,008,000 Land $358,000 Building $650,000	$1,008,000 Land $358,000 Building $650,000
2022	$26,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Candlelight Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Candlelight Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAHWAH WATER DEPARTMENT serves 26,777 people · EPA ID NJ0233001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20