Bergen County and Ramsey Borough property record for 20 Candlelight Rd, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 5,232 sqft · built 2002 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Oct 2002) |
| Tax Bill | $36,819 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01201-0000-00007-02 |
| Primary APN | 48-01201-0000-00007-02 |
|---|---|
| Alternative APN |
|
| Building Area | 5,232 sqft Living Area |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 44,867 sqft (1.03 acres) |
| Street Address | 20 CANDLELIGHT RD |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.030AC |
| Legal Block | 1201 |
| Legal Lot Number | 7.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 44100 |
20 Candlelight Rd is owned and occupied by two individuals who bought it in October 2002.
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CANDLELIGHT RD, RAMSEY, NJ 07446-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2002 · Amount on File |
| Deed Sale | Oct 10, 2002 · Amount on File |
| Deed Book / Page | 8518 / 429 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 20 Candlelight Rd was $36,819, down 8.5% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,784,000 (-0.23%) Land $458,500 Building $1,325,500 | $1,784,000 (-0.23%) Land $458,500 Building $1,325,500 | |
| 2025 | $36,819.00 (-8.48%) | $1,788,200 Land $458,500 Building $1,329,700 | $1,788,200 Land $458,500 Building $1,329,700 |
| 2024 | $40,230.00 | ||
| 2023 | $1,425,600 Land $348,800 Building $1,076,800 | $1,425,600 Land $348,800 Building $1,076,800 | |
| 2022 | $37,393.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Candlelight Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Candlelight Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAHWAH WATER DEPARTMENT serves 26,777 people · EPA ID NJ0233001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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