Orange County property record for 2399 Panoramic Cir, Apopka, FL 32703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,858 sqft · built 2019 |
| Lot Size | 0.194 acres (8,452 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,280 (Jul 2019) |
| Tax Bill | $5,570 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-21-28-8917-00-460 |
| Primary APN | 19-21-28-8917-00-460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,858 sqft Living Area |
| Gross Area | 3,761 sqft |
| 1st Floor Area | 2,315 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,452 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 619 sqft |
| Porch | Slab |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2399 PANORAMIC CIR |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32703-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU-ES-GT |
| Legal Description | VISTAS AT WATERS EDGE PHASE 1 96/4 LOT 46 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 19 |
| Legal Subdivision | VISTAS AT WATERS EDGE PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 17901 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2399 PANORAMIC CIR, APOPKA, FL 32703-9213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Jul 31, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Deed Document Number | 2019471664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2399 PANORAMIC CIR, APOPKA, FL 32703-9213 |
| Document Number | 0000519903 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2399 PANORAMIC CIR APOPKA FL 327039213, APOPKA, FL 32703-9213 |
| Document Number | 0000519903 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 519903 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 5, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 31, 2019 |
| Property Address | 2399 PANORAMIC CIR, APOPKA, FL 32703-9213 |
| Document Number | 0000471664 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 471664 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,906.96 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2399 PANORAMIC CIR APOPKA FL 32703, APOPKA, FL 32703 |
| Document Number | 471665 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 471665 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,820 (+2.7%) | $573,170 (-1.19%) Land $100,000 Building $473,170 | |
| 2025 | $5,570.00 (+0.25%) Homeowner's exemption | $391,256 (+5.99%) | $580,080 (+11.02%) Land $100,000 Building $480,080 |
| 2024 | $5,556.00 (+6.89%) | ||
| 2023 | $5,198.00 (+3.86%) Homeowner's exemption | $369,154 (+3%) | $522,496 (+18.86%) Land $100,000 Building $422,496 |
| 2022 | $5,005.00 Homeowner's exemption | $358,402 | $439,582 Land $85,000 Building $354,582 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Oct 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, Verizon.
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