Orange County property record for 2398 Panoramic Cir, Apopka, FL 32703
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,530 sqft · built 2019 |
| Lot Size | 0.234 acres (10,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $417,300 (Dec 2019) |
| Tax Bill | $7,264 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-21-28-8917-00-390 |
| Primary APN | 19-21-28-8917-00-390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,530 sqft Living Area |
| Gross Area | 4,547 sqft |
| 1st Floor Area | 1,770 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,211 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
| Porch Area | 222 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2398 PANORAMIC CIR |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32703-9256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU-ES-GT |
| Legal Description | VISTAS AT WATERS EDGE PHASE 1 96/4 LOT 39 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 19 |
| Legal Subdivision | VISTAS AT WATERS EDGE PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 17901 |
2398 Panoramic Cir is owned and occupied by two individuals who bought it in December 2019.
Source: Orange County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2398 PANORAMIC CIR, APOPKA, FL 32703-9256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on File |
| Deed Sale | Dec 20, 2019 · Amount on File |
| Deed Document Number | 2019796013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 20, 2019 |
| Property Address | 2398 PANORAMIC CIR, APOPKA, FL 32703-9256 |
| Document Number | 0000796013 |
| Map Reference | MB 96 PG 4-12 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 20190796013 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | MI TITLE AGENCY LTD L C |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,921.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 INTERNATIONAL PKWY STE 470, 400, LAKE MARY, FL 32746-5054 |
| Name | Verified Name |
|---|---|
| Address | 2398 PANORAMIC CIR, APOPKA, FL 32703-9256 |
| Document Number | 0000796014 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 20190796014 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 2398 Panoramic Cir was $7,264, up 0.5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,415 (+2.7%) | $651,800 (-1.22%) Land $100,000 Building $551,800 | |
| 2025 | $7,264.00 (+0.5%) Homeowner's exemption | $496,996 | $659,870 Land $100,000 Building $559,870 |
| 2024 | $7,228.00 (+6.83%) | ||
| 2023 | $6,766.00 (+3.76%) Homeowner's exemption | $468,921 (+3%) | $585,686 (+18.89%) Land $100,000 Building $485,686 |
| 2022 | $6,521.00 Homeowner's exemption | $455,263 | $492,644 Land $85,000 Building $407,644 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2398 Panoramic Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Oct 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2398 Panoramic Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, Verizon.
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