2392 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2392 Panoramic Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,419 sqft · built 2019
Lot Size	0.172 acres (7,499 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Oct 2024)
Tax Bill	$7,774 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-21-28-8917-00-380`

Property Details

APN / Parcel Number

Primary APN	`19-21-28-8917-00-380`
Alternative APNs	`282119891700380` `205257` `209532` `213547`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,419 sqft Living Area
Gross Area	3,312 sqft
1st Floor Area	2,315 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,499 sqft (0.172 acres)
Garage Type	Attached
Garage Area	619 sqft
Porch	Florida Room
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2392 PANORAMIC CIR
City	APOPKA
State	FL
Zip	32703-9256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-ES-GT
Legal Description	VISTAS AT WATERS EDGE PHASE 1 96/4 LOT 38
Legal Range	28E
Legal Township	21S
Legal Section	19
Legal Subdivision	VISTAS AT WATERS EDGE PH 1
Legal Phase	1
Legal Lot Number	38
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1089
Census Tract	17901

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2392 PANORAMIC CIR, APOPKA, FL 32703-9256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Intrafamily Transfer, Transfer · FHA Mortgage EMORTGAGE FUNDING LLC
Aug 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 3, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Prior Sale	Mar 18, 2024 · Amount on Record
Deed Document Number	2024565954
Prior Transfer Date	Feb 23, 2024
Prior Transfer Doc	0000158026
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Mar 18, 2024
Property Address	2392 PANORAMIC CIR, APOPKA, FL 32703-9256
Document Number	0000158026
Map Reference	MB 96 PG 4
Instrument Date	Feb 23, 2024
Instrument	20240158026
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	JBS TITLE AND ESCROW LLC, JS TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2392 PANORAMIC CIR, APOPKA, FL 32703-9256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2392 PANORAMIC CIR, APOPKA, FL 32703-9256

Mortgage

Document Number	0000158059
Date	Mar 18, 2024
Instrument	20240158059

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 18, 2020
Property Address	2392 PANORAMIC CIR, APOPKA, FL 32703-9256
Document Number	0000436632
Instrument Date	Aug 11, 2020
Instrument	436632
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2392 PANORAMIC CIR APOPKA FL 327039256, APOPKA, FL 32703-9256

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 3, 2019
Property Address	2392 PANORAMIC CIR, APOPKA, FL 32703-9256
Document Number	0000617758
Instrument Date	Sep 30, 2019
Instrument	617758
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2019
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,903.46
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2392 PANORAMIC CIR APOPKA FL 327039256, APOPKA, FL 32703-9256

Mortgage

Document Number	617759
Date	Oct 3, 2019
Instrument	617759

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,940 (-1.17%) Land $100,000 Building $418,940	$518,940 (-1.17%) Land $100,000 Building $418,940
2025	$7,774.00 (+99.38%) Homeowner's exemption	$525,060 (+94.86%) Land $100,000 Building $425,060	$525,060 (+10.71%) Land $100,000 Building $425,060
2024	$3,899.00 (+7.03%)
2023	$3,643.00 (+4.41%) Homeowner's exemption	$269,452 (+3%)	$474,266 (+18.83%) Land $100,000 Building $374,266
2022	$3,489.00 Homeowner's exemption	$261,604	$399,122 Land $85,000 Building $314,122

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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