Miami County property record for 2398 Cara Dr, Troy, OH 45373 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,095 sqft Living Area |
| Lot Size | 26,833 sqft (0.616 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2021) |
| Tax Bill | $4,139.00 (2025) |
| Primary APN | D08-102832 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,095 sqft Living Area |
| 1st Floor | 2,910 sqft 1st Floor |
| Upper Floors | 640 sqft Upper Floors |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 26,833 sqft (0.616 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 656 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 120 sqft Patio |
| Porch Area | 22 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 2398 CARA DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-8446 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 8424 CONWOOD ESTATES |
| Legal Subdivision | CONWOOD ESTATES |
| Legal Lot Number | 8424 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 365302 |
Source: Miami County records · APN D08-102832
Assessment roll updated March 6, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2398 CARA DR, TROY, OH 45373-8446 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP |
| Mar 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Nov 02, 2006 · Amount on Record |
| Deed Doc Number | 20212021OR-16592 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 22, 2021 |
| Property Address | 2398 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000016592 |
| Map Reference | MB 17 PG 124 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021OR-16592 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 2398 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000016593 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021OR-16593 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2398 CARA DR, TROY, OH 45373-8446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003198 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 2018OR-03198 |
| Name | FIRST FINANCIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,139.00 (+11.11%) Homeowner's exemption | $120,230 (+21.73%) Land $19,530 Building $100,700 | $343,500 (+21.72%) Land $55,800 Building $287,700 |
| 2024 | $3,725.00 (+2.22%) Homeowner's exemption | $98,770 (-) Land $19,530 Building $79,240 | |
| 2023 | $3,644.00 (+17.47%) Homeowner's exemption | $98,770 (-) Land $19,530 Building $79,240 | $282,200 (-) Land $55,800 Building $226,400 |
| 2022 | $3,102.00 Homeowner's exemption | $98,770 Land $19,530 Building $79,240 | $282,200 Land $55,800 Building $226,400 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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