Miami County property record for 2350 Cara Dr, Troy, OH 45373 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,579 sqft Living Area |
| Lot Size | 14,985 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2025) |
| Tax Bill | $5,217.00 (2025) |
| Primary APN | D08-102842 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,579 sqft Living Area |
| 1st Floor | 1,387 sqft 1st Floor |
| 2nd Floor | 1,192 sqft 2nd Floor |
| Upper Floors | 1,192 sqft Upper Floors |
| Basement Area | 1,387 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 14,985 sqft (0.344 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 550 sqft Garage |
| Deck Area | 460 sqft Deck |
|---|---|
| Patio Area | 460 sqft Patio |
| Porch | Open Porch |
| Porch Area | 251 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | D08SW191 04400 |
|---|---|
| Street Address | 2350 CARA DR |
| City | TROY |
| State | OH |
| Zip | 45373-8446 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 8429 CONWOOD ESTATES |
| Legal Subdivision | CONWOOD ESTATES |
| Legal Lot Number | 8429 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 365302 |
Source: Miami County records · APN D08-102842
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2350 CARA DR, TROY, OH 45373-8446 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 03, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jun 03, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jun 09, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Oct 08, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2025 · Amount on Record |
| Deed Sale | Oct 08, 2025 · Amount on Record |
| Prior Sale | Aug 22, 2011 · Amount on Record |
| Deed Doc Number | 1830 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2350 CARA DR, TROY, OH 45373-8446 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000009730 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 2021OR-09730 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | May 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2350 CARA DR, TROY, OH 45373-8446 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2350 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000009731 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 2021OR-09731 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Apr 25, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2350 CARA DR, TROY, OH 45373-8446 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000009023 |
|---|---|
| Date | Jun 09, 2022 |
| Instrument | 2022OR-09023 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | May 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 08, 2025 |
| Property Address | 2350 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000011586 |
| Map Reference | MB 17 PG 124-124A |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025OR-11586 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2350 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000011587 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 2025OR-11587 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Number | 0000011588 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 2025OR-11588 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 13% |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,217.00 (+11.88%) Homeowner's exemption | $151,560 (+22.56%) Land $18,660 Building $132,900 | $433,000 (+22.56%) Land $53,300 Building $379,700 |
| 2024 | $4,663.00 (+2.21%) Homeowner's exemption | $123,660 (-) Land $18,660 Building $105,000 | |
| 2023 | $4,562.00 (+17.46%) Homeowner's exemption | $123,660 (-) Land $18,660 Building $105,000 | $353,300 (-) Land $53,300 Building $300,000 |
| 2022 | $3,884.00 Homeowner's exemption | $123,660 Land $18,660 Building $105,000 | $353,300 Land $53,300 Building $300,000 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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