Miami County property record for 2340 Cara Dr, Troy, OH 45373 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,666 sqft Living Area |
| Lot Size | 14,985 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $465,000 (2025) |
| Tax Bill | $5,094.00 (2025) |
| Primary APN | D08-102844 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,666 sqft Living Area |
| 1st Floor | 1,618 sqft 1st Floor |
| 2nd Floor | 1,048 sqft 2nd Floor |
| Upper Floors | 1,048 sqft Upper Floors |
| Attic Area | 44 sqft Attic |
| Basement Area | 1,178 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 14,985 sqft (0.344 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 484 sqft Garage |
| Patio Area | 312 sqft Patio |
| Porch | Open Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | D08SW191 04500 |
|---|---|
| Street Address | 2340 CARA DR |
| City | TROY |
| State | OH |
| Zip | 45373-8446 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N LOT 8430 CONWOOD ESTATES |
| Legal Subdivision | CONWOOD ESTATES |
| Legal Lot Number | 8430 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 365302 |
Source: Miami County records · APN D08-102844
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2340 CARA DR, TROY, OH 45373-8446 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 06, 2022 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Oct 07, 2025 | Warranty Deed, Transfer ROSS HOLBERT |
| May 04, 2023 | Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Apr 20, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jan 07, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MTG |
| Aug 02, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage JG WENTWORTH HM LNDG |
| Oct 27, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2025 · Amount on Record |
| Deed Sale | Oct 07, 2025 · Amount on Record |
| Prior Sale | May 04, 2023 · Amount on Record |
| Deed Doc Number | 1827 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2340 CARA DR, TROY, OH 45373-8446 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000007263 |
|---|---|
| Date | May 06, 2022 |
| Instrument | 2022OR-07263 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 25, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 07, 2025 |
| Property Address | 2340 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000011568 |
| Map Reference | MB 17 PG 124-124A |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025OR-11568 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2340 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000012258 |
|---|---|
| Date | Oct 07, 2025 |
| Instrument | 2025OR-12258 |
| Name | ROSS HOLBERT |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 04, 2023 |
| Property Address | 2340 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000004683 |
| Map Reference | MB 17 PG 124&124A |
| Instrument Date | May 01, 2023 |
| Instrument | 2023OR-04683 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2340 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000004684 |
|---|---|
| Date | May 04, 2023 |
| Instrument | 2023OR-04684 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2340 CARA DR, TROY, OH 45373-8446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004851 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020OR-04851 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2340 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000006988 |
| Instrument Date | Jan 07, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2340 CARA DR TROY OH 453738446, TROY, OH 45373-8446 |
| Document Number | 0000006988 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 6988 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2340 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000009090 |
| Instrument Date | Aug 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2340 CARA DR TROY OH 453738446, TROY, OH 45373-8446 |
| Document Number | 0000009090 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 9090 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2340 CARA DR, TROY, OH 45373-8446 |
| Document Number | 0000013927 |
| Instrument Date | Oct 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2340 CARA DR TROY OH 453738446, TROY, OH 45373-8446 |
| Document Number | 0000013927 |
|---|---|
| Date | Nov 09, 2018 |
| Instrument | 13927 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2048 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,094.00 (+18%) Homeowner's exemption | $147,990 (+29.26%) Land $18,660 Building $129,330 | $422,800 (+29.26%) Land $53,300 Building $369,500 |
| 2024 | $4,317.00 (+2.2%) Homeowner's exemption | $114,490 (-) Land $18,660 Building $95,830 | |
| 2023 | $4,224.00 (+17.46%) Homeowner's exemption | $114,490 (-) Land $18,660 Building $95,830 | $327,100 (-) Land $53,300 Building $273,800 |
| 2022 | $3,596.00 Homeowner's exemption | $114,490 Land $18,660 Building $95,830 | $327,100 Land $53,300 Building $273,800 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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