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23975 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23975 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2021
Square Footage1,320 sqft Heated Area
Lot Size2,394 sqft (0.055 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2024)
Tax Bill$964.00 (2025)

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.184
Alternative APNs
  • 373591
  • 347278
  • 552669

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,320 sqft Heated Area
1st Floor648 sqft 1st Floor
Upper Floors672 sqft Upper Floors
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area2,394 sqft (0.055 acres)
Depth X Width66.5 ft x 36 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number552669
Street Address23975 COTTAGE LOOP
CityORANGE BEACH
StateAL
Zip36561-5227
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 68 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C
Legal SubdivisionCYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number68
JurisdictionBALDWIN AL
Minor Civil DivisionFOLEY
Census Blockgroup2
Census Block2004
Census Tract11417

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.184

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23975 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 05, 2022Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
SOUTH STATE BANK NA
Nov 24, 2020Warranty Deed, Transfer · Line of Credit
IBERIABANK
Nov 13, 2020Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MTG
Aug 12, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jun 28, 2019Warranty Deed, Transfer
MBR LTD
Apr 25, 2018Deed of Trust, Mortgage
BRYANT BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2024 · Amount on Record
Deed SaleSep 09, 2024 · Amount on Record
Prior SaleMay 05, 2022 · Amount on Record
Deed Doc Number20242145376
Record RefreshedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMay 05, 2022
Property Address23975 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001996946
Map ReferenceSL 2606-C & 2606-D
Instrument DateApr 18, 2022
Instrument1996946
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2015 ROSEDOWN DR, MONROE, LA 71201-3084

Transferred To (Grantee/Buyer)

NameVerified Name
Address6329 W HONEYSUCKLE DR, PHOENIX, AZ 85083-1824

Mortgage

Document Number0001996947
DateMay 05, 2022
Instrument1996947
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMay 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.25%
Index12-Month MTA
Max Rate9.25%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateNov 24, 2020
Property Address23975 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001872797
Map ReferenceSL 2606-C&D
Instrument DateNov 20, 2020
Instrument1872797
Transaction TypeTransfer
Record UpdatedMar 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25365 PROFIT DR, 25365, DAPHNE, AL 36526-4293

Transferred To (Grantee/Buyer)

NameVerified Name
Address23975 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227

Mortgage

Document Number0001872798
DateNov 24, 2020
Instrument1872798
Lender
NameIBERIABANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 20, 2025

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateNov 13, 2020
Property Address23975 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001870627
Instrument DateNov 12, 2020
Instrument1870627
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 03, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23973 COTTAGE LOOP ORANGE BEACH AL 365615227, ORANGE BEACH, AL 36561-5227

Mortgage

Document Number1870628
DateNov 13, 2020
Instrument1870628
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateAug 12, 2019
Property Address23975 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001777520
Instrument DateAug 08, 2019
Instrument1777520
Transaction TypeTransfer
Record UpdatedAug 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$907.98
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126
InvestorPossibly a Property Investor

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJun 28, 2019
Property Address23975 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001768771
Instrument DateJun 18, 2019
Instrument1768771
Transaction TypeTransfer
Record UpdatedJul 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.50
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774
InvestorPossibly a Property Investor

Mortgage

Document Number1768772
DateJun 28, 2019
Instrument1768772
Lender
NameMBR LTD
Address1013 CAPTAIN ONEAL DR, DAPHNE, AL 36526-4023
Agreement
AmountAmount Recorded

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address23975 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001703367
Instrument DateApr 25, 2018
Transaction TypeMortgage
Record UpdatedJul 12, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressCYPRESS VLG ORANGE BEACH AL 36561, ORANGE BEACH, AL 36561
InvestorPossibly a Property Investor

Mortgage

Document Number0001703367
DateJun 21, 2018
Instrument1703367
Lender
NameBRYANT BK
TypeBank
AddressFOLEY, AL 36535
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$964.00 (+9.17%)$32,060 (+16.16%) Land $7,820 Building $24,240$320,500 (+16.12%) Land $78,100 Building $242,400
2023$883.00 (-43.11%)$27,600 (-43.12%)$276,000 (+13.77%) Land $64,800 Building $211,200
2022$1,552.00 (+253.53%)$48,520$242,600 Land $66,300 Building $176,300
2021$439.00

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