Baldwin County property record for 23976 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,772 sqft Heated Area |
| Lot Size | 3,173 sqft (0.073 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $399,000 (2022) |
| Tax Bill | $1,325.00 (2025) |
| Primary APN | 66-01-01-1-001-001.151 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,772 sqft Heated Area |
| 1st Floor | 1,000 sqft 1st Floor |
| Upper Floors | 772 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,173 sqft (0.073 acres) |
| Depth X Width | 84.4 ft x 37.6 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 380920 |
|---|---|
| Street Address | 23976 COTTAGE LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 37.6' X 84.4' LOT 35 CYPRESS VILLAGE COURTYARD COTTAGES SUBD IVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEAC H S |
| Legal Subdivision | CYPRESS VILLAGE COURTYARD COTTAGES SUB |
| Legal Lot Number | 35 |
| Jurisdiction | BALDWIN AL |
| Minor Civil Division | FOLEY |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 11417 |
Source: Baldwin County records · APN 66-01-01-1-001-001.151
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23976 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Al (and Others) - Vendor Data Only |
| Date | Document |
|---|---|
| Apr 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Jun 24, 2019 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage EVERETT FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on Record |
| Deed Sale | Apr 21, 2022 · Amount on Record |
| Prior Sale | Jun 24, 2019 · Amount on Record |
| Deed Doc Number | 20221993704 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 21, 2022 |
| Property Address | 23976 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001993704 |
| Map Reference | SL 2606-C&D |
| Instrument Date | Apr 13, 2022 |
| Instrument | 1993704 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | AUSTIN TITLE, ATC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001993705 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 1993705 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 05, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 24, 2019 |
| Property Address | 23976 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001767542 |
| Map Reference | SL 2606-C&D |
| Instrument Date | Jun 20, 2019 |
| Instrument | 1767542 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 23976 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001767543 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 1767543 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,325.00 (-41.55%) | $43,320 (-38.87%) Land $7,820 Building $35,500 | $433,100 (+22.24%) Land $78,100 Building $355,000 |
| 2023 | $2,267.00 (+154.43%) Homeowner's exemption | $70,860 (+137.94%) | $354,300 (+19.01%) Land $64,800 Building $289,500 |
| 2022 | $891.00 (+16.93%) Homeowner's exemption | $29,780 | $297,700 Land $66,300 Building $231,400 |
| 2021 | $762.00 |
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