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  5. Old Ranch Rd

2397 Old Ranch Rd, Escondido, CA 92027 Property Records

San Diego County property record for 2397 Old Ranch Rd, Escondido, CA 92027 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,404 sqft · built 1998
Lot Size0.159 acres (6,908 sqft)
Owner2 Individual Names on File
Last Sale$549,000 (Apr 2014)
Tax Bill$7,451 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN241-201-28-00

Property Details

APN / Parcel Number

Primary APN241-201-28-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,404 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area6,908 sqft (0.159 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2397 OLD RANCH RD
CityESCONDIDO
StateCA
Zip92027-6733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 419 TR 013274
Legal SubdivisionESCONDIDO BLKS RESUB
Legal Tract013274
Legal Block1
Legal Lot Number419
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1014
Census Tract20711

Owner

Source: San Diego County records · APN 241-201-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2397 OLD RANCH RD, ESCONDIDO, CA 92027-6733
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Grant Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2014 · Amount on Record
Deed SaleApr 02, 2014 · Amount on Record
Prior SaleJul 29, 1997 · Amount on Record
Deed Document Number2014128406
Prior Transfer DateOct 19, 2012
Prior Transfer Doc0000668925
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 22, 2026
Property Address2397 OLD RANCH RD, ESCONDIDO, CA 92027-6733
Document Number0000210572
Instrument DateJul 16, 2026
Instrument2026210572
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$116,655.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2397 OLD RANCH RD, ESCONDIDO, CA 92027-6733

Mortgage

Document Number0000210573,
DateJul 22, 2026
Instrument2026210573
Lender
NamePROSPERITY HOME MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2397 OLD RANCH RD, ESCONDIDO, CA 92027-6733
Transaction TypeMortgage
Record UpdatedOct 29, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2397 OLD RANCH RD, ESCONDIDO, CA 92027-6733

Mortgage

Document Number0000730932
DateOct 20, 2021
Instrument2021-0730932
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2397 OLD RANCH RD, ESCONDIDO, CA 92027-6733
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000343946
DateAug 14, 2019
Instrument2019-0343946
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Secondary School DistrictEscondido Union High School District (09 - 12)
Elementary School DistrictSan Pasqual Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$686,446 (+2%) Land $131,996 Building $554,450
2025$7,451.00 (-3.15%)$672,987 (+4.04%) Land $129,408 Building $543,579
2023$7,693.00 (-0.91%)$646,856 Land $124,384 Building $522,472
2022$7,764.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730207111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskVery High
above 90% of the US · above 73% of California
Wildfire LikelihoodAbout 1 in 76 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 500
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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