2388 Old Ranch Rd, Escondido, CA 92027 Property Records

San Diego County property record for 2388 Old Ranch Rd, Escondido, CA 92027 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,169 sqft · built 1998
Lot Size	0.159 acres (6,908 sqft)
Owner	2 Company Names on File
Last Sale	$1,025,000 (Jul 2024)
Tax Bill	$11,253 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Apr 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`241-201-04-00`

Property Details

APN / Parcel Number

Primary APN	`241-201-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,169 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	6,908 sqft (0.159 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2388 OLD RANCH RD
City	ESCONDIDO
State	CA
Zip	92027-6732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 159 TR 013274
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	013274
Legal Block	1
Legal Lot Number	159
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	20711

Owner

Source: San Diego County records · APN 241-201-04-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2388 OLD RANCH RD, ESCONDIDO, CA 92027-6732
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 02, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 28, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE
Apr 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Sep 30, 2019	Deed of Trust, Mortgage · ARM UBS BANK USA
Aug 28, 2018	Grant Deed, Transfer · ARM INDUSTRIAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2024 · Amount on Record
Deed Sale	Jul 03, 2024 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	2024168835
Prior Transfer Date	Jun 13, 2024
Prior Transfer Doc	0000168834
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2388 OLD RANCH RD, ESCONDIDO, CA 92027-6732
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2388 OLD RANCH RD, ESCONDIDO, CA 92027-6732

Mortgage

Document Number	0000189737
Date	May 02, 2022
Instrument	2022-0189737

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.57%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.57%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2021
Property Address	2388 OLD RANCH RD, ESCONDIDO, CA 92027-6732
Document Number	0000328486
Map Reference	MAP 13274
Instrument Date	Apr 23, 2021
Instrument	2021-0328486
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2388 OLD RANCH RD, ESCONDIDO, CA 92027-6732

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2021
Property Address	2388 OLD RANCH RD, ESCONDIDO, CA 92027-6732
Document Number	0000328487
Map Reference	MAP 13274
Instrument Date	Mar 24, 2021
Instrument	2021-0328487
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2388 OLD RANCH RD, ESCONDIDO, CA 92027-6732

Mortgage

Document Number	0000328488
Date	Apr 28, 2021
Instrument	2021-0328488

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2388 OLD RANCH RD, ESCONDIDO, CA 92027-6732
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000433200
Date	Sep 30, 2019
Instrument	2019-0433200

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 01, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2018
Property Address	2388 OLD RANCH RD, ESCONDIDO, CA 92027-6732
Document Number	0000354528
Map Reference	MAP 13274
Instrument Date	Aug 01, 2018
Instrument	2018-0354528
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2388 OLD RANCH RD, ESCONDIDO, CA 92027-6732

Mortgage

Document Number	0000354529
Date	Aug 28, 2018
Instrument	2018-0354529

Lender

Name	INDUSTRIAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 01, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Secondary School District	Escondido Union High School District (09 - 12)
Elementary School District	San Pasqual Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,045,500 (+56.72%) Land $663,000 Building $382,500
2025	$11,253.00 (+46.24%)	$667,119 (+2%) Land $151,485 Building $515,634
2023	$7,695.00 (-0.89%) Homeowner's exemption	$654,039 Land $148,515 Building $505,524
2022	$7,764.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730207111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	About 1 in 76 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 500
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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