2396 Hall Simpson Rd, Loretto, KY 40037 Property Records

Nelson County property record for 2396 Hall Simpson Rd, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 2011
Lot Size	9.1 acres (396,396 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Mar 2015)
Tax Bill	$2,127 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57000-00-106.05`

Property Details

APN / Parcel Number

Primary APN	`57000-00-106.05`
Alternative APN	`77095`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	396,396 sqft (9.1 acres)
Garage Type	Detached
Garage Area	1,995 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	77095
Street Address	2396 HALL SIMPSON RD
City	LORETTO
State	KY
Zip	40037-8976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	57000-00-106.04
Legal Subdivision	NEWTON ESTATE
Legal Tract	4
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	1
Census Block	1027
Census Tract	930500

Owner

Source: Nelson County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2396 HALL SIMPSON RD, LORETTO, KY 40037-8976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 10, 2019	Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2015 · Amount on Record
Deed Sale	Mar 19, 2015 · Amount on Record
Deed Document Number	20152584
Deed Book / Page	507 / 727
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Recording Date	Jul 24, 2026
Property Address	2396 HALL SIMPSON RD, LORETTO, KY 40037-8976
Document Number	0000005310
Book / Page	1558 / 16
Instrument Date	Jul 18, 2026
Instrument	20265310
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2396 HALL SIMPSON RD, LORETTO, KY 40037-8976

Mortgage

Document Number	0000005310,
Date	Jul 24, 2026
Book Page	1558/16
Instrument	20265310

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	2396 HALL SIMPSON RD, LORETTO, KY 40037-8976
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2396 HALL SIMPSON RD, LORETTO, KY 40037-8976

Mortgage

Document Number	0M1419/496
Date	Apr 19, 2023
Book Page	M1419/496
Instrument	2023003972

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Oct 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	2396 HALL SIMPSON RD, LORETTO, KY 40037-8976
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	WHITNEY MEREDITN LAW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1226/163
Date	Oct 10, 2019
Book Page	M1226/163
Instrument	2019012573

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,127.00 (+17.9%)	$216,040 (+29.26%) Land $71,000 Building $145,040	$216,040 (+29.26%) Land $71,000 Building $145,040
2023	$1,804.00	$167,140	$167,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1997–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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