2284 Hall Simpson Rd, Loretto, KY 40037 Property Records

Nelson County property record for 2284 Hall Simpson Rd, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2005
Lot Size	6.16 acres (268,330 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,251 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`57000-00-106.03`

Property Details

APN / Parcel Number

Primary APN	`57000-00-106.03`
Alternative APN	`58937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	268,330 sqft (6.16 acres)
Garage Type	Attached
Garage Area	1,904 sqft
Driveway	Gravel Driveway
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	58937
Street Address	2284 HALL SIMPSON RD
City	LORETTO
State	KY
Zip	40037-8976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	NEWTON ESTATE DIV TR2 & 3B
Legal Subdivision	NEWTON ESTATE
Legal Tract	2
Legal Lot Number	2,3B
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	1
Census Block	1027
Census Tract	930500

Owner

Source: Nelson County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2284 HALL SIMPSON RD, LORETTO, KY 40037-8976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Construction Mortgage LINCOLN NATIONAL BANK
Sep 8, 2025	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK
Sep 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK
Aug 27, 2018	Correction Deed · Commercial Mortgage LINCOLN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2005
Deed Sale	May 10, 2005
Deed Document Number	2005195662
Deed Book / Page	420 / 288
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Recording Date	Apr 30, 2026
Property Address	2284 HALL SIMPSON RD, LORETTO, KY 40037-8976
Document Number	0000002775
Book / Page	1545 / 441
Instrument Date	Apr 24, 2026
Instrument	20262775
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 RUTH LN, BARDSTOWN, KY 40004-9083

Mortgage

Document Number	0000002775,
Date	Apr 30, 2026
Book Page	1545/441
Instrument	20262775

Lender

Name	LINCOLN NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 24, 2046

Interest

Rate	6.38%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	2284 HALL SIMPSON RD, LORETTO, KY 40037-8976
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 BLAKENROD BLVD, COXS CREEK, KY 40013-6561

Mortgage

Document Number	000M1516/1
Date	Sep 8, 2025
Book Page	M1516/1
Instrument	2025005886

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 28, 2045

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	2284 HALL SIMPSON RD, LORETTO, KY 40037-8976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1223/778
Date	Sep 30, 2019
Book Page	M1223/778
Instrument	2019011977

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2039

Interest

Rate Type	Adjustable Rate

August 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	NELSON KY
Recording Date	Aug 27, 2018
Property Address	2284 HALL SIMPSON RD, LORETTO, KY 40037-8976
Document Number	D541/410
Book / Page	D541 / 410
Map Reference	CAB6 SLOT47
Instrument Date	Aug 17, 2018
Instrument	2018010447
Record Updated	Jun 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2284 HALL SIMPSON RD, 2284, LORETTO, KY 40037-8976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 N ST, COXS CREEK, KY 40013

Mortgage

Document Number	2018010448
Date	Aug 27, 2018
Instrument	2018010448

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 17, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,251.00 (+19.26%)	$123,050 (+30.68%) Land $50,000 Building $73,050	$123,050 (+30.68%) Land $50,000 Building $73,050
2023	$1,049.00	$94,160	$94,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1997–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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