Nelson County property record for 2055 Hall Simpson Rd, Loretto, KY 40037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2002 |
| Lot Size | 5.63 acres (245,243 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,500 (Apr 2009) |
| Tax Bill | $1,184 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57000-00-104 |
| Primary APN | 57000-00-104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 245,243 sqft (5.63 acres) |
| Garage Type | Detached |
| Garage Area | 4,054 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 66863 |
|---|---|
| Street Address | 2055 HALL SIMPSON RD |
| City | LORETTO |
| State | KY |
| Zip | 40037-8975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SIMPSON DIV TR 1 PC12-166 |
| Legal Subdivision | SIMPSON DIV |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 930500 |
Source: Nelson County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2055 HALL SIMPSON RD, LORETTO, KY 40037-8975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2009 · Amount on Record |
| Deed Sale | Apr 23, 2009 · Amount on Record |
| Deed Document Number | 2009245660 |
| Deed Book / Page | 459 / 298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 2055 HALL SIMPSON RD, LORETTO, KY 40037-8975 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | HOME CLOSINGS INC |
| Name | Verified Name |
|---|
| Document Number | M1281/104 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | M1281/104 |
| Instrument | 2020012495 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184.00 (+6%) Homeowner's exemption | $162,620 (+47.09%) Land $47,410 Building $115,210 | $162,620 (+47.09%) Land $47,410 Building $115,210 |
| 2023 | $740.00 Homeowner's exemption | $110,560 | $110,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1997–2020) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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