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23948 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23948 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2019
Square Footage1,766 sqft Heated Area
Lot Size2,572 sqft (0.059 acres)
OccupancyOwner Occupied
Last Sale$256,680 (2020)
Tax Bill$1,258.00 (2025)

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.137
Alternative APNs
  • 373544
  • 371213

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,766 sqft Heated Area
1st Floor766 sqft 1st Floor
Upper Floors1,000 sqft Upper Floors
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area2,572 sqft (0.059 acres)
Depth X Width73.7 ft x 34.9 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number371213
Street Address23948 COTTAGE LOOP
CityORANGE BEACH
StateAL
Zip36561-5227
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description34.9' X 73.7' LOT 21 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACH SEC
Legal SubdivisionCYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number21
JurisdictionBALDWIN AL
Minor Civil DivisionFOLEY
Census Blockgroup2
Census Block2004
Census Tract11417

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.137

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23948 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Deed of Trust, Mortgage · Line of Credit
WHITNEY BANK
Nov 08, 2022Deed of Trust, Mortgage · Line of Credit
WHITNEY BANK
Sep 24, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Jul 15, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Jan 06, 2020Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD
Mar 21, 2018Warranty Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2020 · Amount on Record
Deed SaleJan 06, 2020 · Amount on Record
Deed Doc Number20201804147
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address23948 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Transaction TypeMortgage
Record UpdatedMar 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address23948 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227

Mortgage

Document Number0002049604
DateFeb 28, 2023
Instrument2049604
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address23948 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address23948 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227

Mortgage

Document Number0002033084
DateNov 08, 2022
Instrument2033084
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address23948 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Transaction TypeMortgage
Record UpdatedNov 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address23948 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227

Mortgage

Document Number0001859163
DateSep 24, 2020
Instrument1859163
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term352 Months
DueJan 01, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address23948 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001854062
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedSep 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23948 COTTAGE LOOP ORANGE BEACH AL 365615227, ORANGE BEACH, AL 36561-5227

Mortgage

Document Number0001854062
DateAug 28, 2020
Instrument1854062
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2050

January 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJan 06, 2020
Property Address23948 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001804147
Map ReferenceMB 2006-C&D
Instrument DateJan 03, 2020
Instrument1804147
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address23948 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227

Mortgage

Document Number0001804148
DateJan 06, 2020
Instrument1804148
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMar 21, 2018
Property Address23948 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001685965
Instrument DateMar 15, 2018
Instrument1685965
Transaction TypeTransfer
Record UpdatedMay 05, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$984.50
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,258.00 (+16.91%)$41,220 (+15.92%) Land $7,820 Building $33,400$412,100 (+15.92%) Land $78,100 Building $334,000
2023$1,076.00 (+20.22%) Homeowner's exemption$35,560 (+19.01%)$355,500 (+19.06%) Land $64,800 Building $290,700
2022$895.00 (+16.99%) Homeowner's exemption$29,880$298,600 Land $66,300 Building $232,300
2021$765.00

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