Baldwin County property record for 23939 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,856 sqft Heated Area |
| Lot Size | 2,088 sqft (0.048 acres) |
| Last Sale | $270,900 (2020) |
| Tax Bill | $1,408.00 (2025) |
| Primary APN | 66-01-01-1-001-001.173 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,856 sqft Heated Area |
| 1st Floor | 751 sqft 1st Floor |
| Upper Floors | 1,105 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 2,088 sqft (0.048 acres) |
| Depth X Width | 36 ft x 58 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 364983 |
|---|---|
| Street Address | 23939 COTTAGE LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 58' X 36' LOT 57 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVIS ION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACH SE C 1 |
| Legal Subdivision | CYPRESS VILLAGE COURTYARD COTTAGES SUB |
| Legal Lot Number | 57 |
| Jurisdiction | BALDWIN AL |
| Minor Civil Division | FOLEY |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 11417 |
Source: Baldwin County records · APN 66-01-01-1-001-001.173
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10250 BEAR CREEK DR, THEODORE, AL 36562 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Jan 31, 2020 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage EMBRACE HM LOANS |
| Nov 19, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 25, 2018 | Deed of Trust, Mortgage BRYANT BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on Record |
| Deed Sale | Jan 31, 2020 · Amount on Record |
| Deed Doc Number | 20201808984 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 23939 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|
| Document Number | 0001887540 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 1887540 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jan 31, 2020 |
| Property Address | 23939 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001808984 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 1808984 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23939 COTTAGE LOOP ORANGE BEACH AL 365615227, ORANGE BEACH, AL 36561-5227 |
| Document Number | 1808985 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 1808985 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 19, 2018 |
| Property Address | 23939 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001730544 |
| Instrument Date | Nov 08, 2018 |
| Instrument | 1730544 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $918.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 23939 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001703367 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | CYPRESS VLG ORANGE BEACH AL 36561, ORANGE BEACH, AL 36561 |
| Investor | Possibly a Property Investor |
| Document Number | 0001703367 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 1703367 |
| Name | BRYANT BK |
|---|---|
| Type | Bank |
| Address | FOLEY, AL 36535 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,408.00 (+15.98%) | $44,000 (+15.91%) Land $7,820 Building $36,180 | $439,800 (+15.86%) Land $78,100 Building $361,700 |
| 2023 | $1,214.00 (+27.12%) Homeowner's exemption | $37,960 (+19.45%) | $379,600 (+19.48%) Land $64,800 Building $314,800 |
| 2022 | $955.00 (+16.75%) Homeowner's exemption | $31,780 | $317,700 Land $66,300 Building $251,400 |
| 2021 | $818.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 1,075 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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