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23935 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23935 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2022
Square Footage1,856 sqft Heated Area
Lot Size2,628 sqft (0.06 acres)
OccupancyOwner Occupied
Last Sale$377,000 (2022)
Tax Bill$1,357.00 (2025)

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.171
Alternative APNs
  • 373578
  • 287171
  • 507924

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,856 sqft Heated Area
1st Floor1,105 sqft 1st Floor
Upper Floors751 sqft Upper Floors
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area2,628 sqft (0.06 acres)
Depth X Width73 ft x 36 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number507924
Street Address23935 COTTAGE LOOP
CityORANGE BEACH
StateAL
Zip36561-5227
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description36' X 73' LOT 55 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACH SEC 1-T
Legal SubdivisionCYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number55
JurisdictionBALDWIN AL
Minor Civil DivisionFOLEY
Census Blockgroup2
Census Block2004
Census Tract11417

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.171

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23935 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingAlso Known As (AKA)

Deeds, Mortgages & Sale History

DateDocument
May 02, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GMFS LLC
Feb 03, 2021Warranty Deed, Transfer · Assumption
REGIONS BANK
Jan 06, 2020Warranty Deed, Transfer
ATTORNEY ONLY
May 01, 2019Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 02, 2022 · Amount on Record
Deed SaleMay 02, 2022 · Amount on Record
Prior SaleFeb 03, 2021 · Amount on Record
Deed Doc Number20221995788
Record RefreshedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMay 02, 2022
Property Address23935 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001995788
Map ReferenceSL 2606-C&D
Instrument DateApr 27, 2022
Instrument1995788
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4661 BAYOU CT, ORANGE BEACH, AL 36561-5777

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 WATERHOUSE RD, CARENCRO, LA 70520-5285

Mortgage

Document Number0001995789
DateMay 02, 2022
Instrument1995789
Lender
NameGMFS LLC
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateFeb 03, 2021
Property Address23935 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001888230
Map ReferenceSL 2606-C&D
Instrument DateFeb 01, 2021
Instrument1888230
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address27889 COWLES XING, DAPHNE, AL 36526-6706

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4661 LBACGN CT, ORANGE BEACH, AL 36561

Mortgage

Document Number0001888231
DateFeb 03, 2021
Instrument1888231
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeAssumption
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJan 06, 2020
Property Address23935 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001804101
Instrument DateDec 06, 2019
Instrument1804101
Transaction TypeTransfer
Record UpdatedApr 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$281.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address27889 COWLES XING DAPHNE AL 365266706, DAPHNE, AL 36526-6706

May 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMay 01, 2019
Property Address23935 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001757285
Instrument DateApr 30, 2019
Instrument1757285
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$254.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address27889 COWLES XING DAPHNE AL 365266706, DAPHNE, AL 36526-6706

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,357.00 (+10.96%)$44,320 (+15.9%) Land $7,820 Building $36,500$443,000 (+15.88%) Land $78,100 Building $364,900
2023$1,223.00 (+23.79%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$38,240 (+23.83%)$382,300 (+23.88%) Land $64,800 Building $317,500
2022$988.00 (-42.66%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$30,880$308,600 Land $66,300 Building $242,300
2021$1,723.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskModerate
50th percentile nationally · 60th in Alabama
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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