Osceola County property record for 2380 Bronco Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,647 sqft Heated Area |
| Lot Size | 43,778 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (2023) |
| Tax Bill | $5,839.00 (2025) |
| Primary APN | 103115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,647 sqft Heated Area |
| Gross Area | 3,959 sqft Gross Area |
| 1st Floor | 1,502 sqft 1st Floor |
| Upper Floors | 1,145 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,778 sqft (1 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 900 sqft Garage |
| Pool Area | 459 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 421 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 832 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 103115 |
|---|---|
| Street Address | 2380 BRONCO DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9562 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 98 07/26/32 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UN 3 |
| Legal Tract | 2599 |
| Legal Block | 1 |
| Legal Lot Number | 7,98 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 43801 |
Source: Osceola County records · APN 103115
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2380 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage HOMELIGHT HOME LOANS INC |
| Apr 12, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 23, 2023 · Amount on Record |
| Deed Sale | Jan 23, 2023 · Amount on Record |
| Prior Sale | Apr 12, 2022 |
| Deed Doc Number | 2023008232 |
| Deed Book / Page | 6347 / 2030 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2380 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2380 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Document Number | 0068782400 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 6878/2400 |
| Instrument | 2025139346 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 23, 2023 |
| Property Address | 2380 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Document Number | 0063472030 |
| Book / Page | 6347 / 2030 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023008232 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2023 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 WESLEY COURT #3636, 3636, FORSYTH, GA 31029 |
| Name | Verified Name |
|---|---|
| Address | 2380 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Document Number | 0063472032 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 6347/2032 |
| Name | HOMELIGHT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 12, 2022 |
| Property Address | 2380 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Document Number | 0061921218 |
| Book / Page | 6192 / 1218 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | Apr 06, 2022 |
| Instrument | 2022058076 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2380 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Document Number | 0061921223 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 6192/1223 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,839.00 (+49.49%) Homeowner's exemption | $410,891 (+49.2%) | $543,500 (+2.86%) Land $108,000 Building $435,500 |
| 2023 | $3,906.00 (+4.1%) Homeowner's exemption | $275,393 (+3%) | $528,400 (+19.98%) Land $85,000 Building $443,400 |
| 2022 | $3,752.00 Homeowner's exemption | $267,372 | $440,400 Land $68,000 Building $372,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 176 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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