239 E 45th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 239 E 45th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 945 sqft · built 1952
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jul 2021)
Tax Bill	$5,524 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`0154-202-07-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-202-07-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	945 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	54 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	239 E 45TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 11 BLOCK 9 SAN BERNARDINO HEIGHTS
Legal Subdivision	SAN BERNARDINO HEIGHTS
Legal Tract	1834
Legal Block	9
Legal Lot Number	11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3010
Census Tract	4505

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	239 E 45TH ST, SAN BERNARDINO, CA 92404-1205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Grant Deed, Transfer · Conventional Mortgage PRIMELENDING
Dec 2, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 10, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage U DONALD S LLC
Jul 20, 2018	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Jul 20, 2018	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Jan 10, 2019 · Amount on Record
Deed Document Number	2021310039
Prior Transfer Date	Jul 17, 2018
Prior Transfer Doc	0000264741
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 9, 2021
Property Address	239 E 45TH ST, SAN BERNARDINO, CA 92404-1205
Document Number	0000310039
Map Reference	MB 26 PG 52
Instrument Date	Jul 1, 2021
Instrument	2021-0310039
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	239 E 45TH ST, SAN BERNARDINO, CA 92404-1205

Mortgage

Document Number	0000310040
Date	Jul 9, 2021
Instrument	2021-0310040

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	239 E 45TH ST, SAN BERNARDINO, CA 92404-1205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000445470
Date	Dec 2, 2019
Instrument	2019-0445470

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 10, 2019
Property Address	239 E 45TH ST, SAN BERNARDINO, CA 92404-1205
Document Number	0000010243
Map Reference	MB 26 PG 52
Instrument Date	Dec 14, 2018
Instrument	2019-0010243
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 E 45TH ST, SAN BERNARDINO, CA 92404-1205

Mortgage

Document Number	0000010244
Date	Jan 10, 2019
Instrument	2019-0010244

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	239 E 45TH ST, SAN BERNARDINO, CA 92404-1205
Document Number	0000291585
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10641 CHURCH ST RANCHO CUCAMONGA CA 917306862, RANCHO CUCAMONGA, CA 91730-6862
Investor	Possibly a Property Investor

Mortgage

Document Number	0000291585
Date	Aug 10, 2018
Instrument	291585

Lender

Name	U DONALD S LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 20, 2018
Property Address	239 E 45TH ST, SAN BERNARDINO, CA 92404-1205
Document Number	0000264741
Instrument Date	Jul 17, 2018
Instrument	264741
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 SAN VINCENTE AVE SOUTH GATE CA 902804834, SOUTH GATE, CA 90280-4834

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 20, 2018
Property Address	239 E 45TH ST, SAN BERNARDINO, CA 92404-1205
Document Number	0000264742
Instrument Date	Jul 17, 2018
Instrument	264742
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10041 CHURCH ST RANCHO CUCAMONGA CA 91730, RANCHO CUCAMONGA, CA 91730
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$438,385 (+2%) Land $131,516 Building $306,869
2025	$5,524.00 (+4.72%)	$429,789 (+4.04%) Land $128,937 Building $300,852
2023	$5,275.00 (-0.21%)	$413,100 Land $123,930 Building $289,170
2022	$5,286.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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