San Bernardino County property record for 231 E 45th St, San Bernardino, CA 92404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 910 sqft · built 1948 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Apr 2025) |
| Tax Bill | $4,223 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 0154-202-05-0000 |
| Primary APN | 0154-202-05-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| Gross Area | 1,162 sqft |
| 1st Floor Area | 910 sqft |
| Family Room | Family Room |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 90 sqft |
| Patio Area | 90 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 231 E 45TH ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92404-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1834 LOT 9 BLOCK 9 SAN BERNARDINO HEIGHTS |
| Legal Subdivision | SAN BERNARDINO HEIGHTS |
| Legal Tract | 1834 |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 4505 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231 E 45TH ST, SAN BERNARDINO, CA 92404-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Dec 16, 2024 · Amount on Record |
| Deed Document Number | 202596723 |
| Prior Transfer Date | Sep 30, 2008 |
| Prior Transfer Doc | 0000442635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 21, 2026 |
| Property Address | 231 E 45TH ST, SAN BERNARDINO, CA 92404-1205 |
| Document Number | 0000129684 |
| Instrument Date | May 16, 2026 |
| Instrument | 2026129684 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 231 E 45TH ST, SAN BERNARDINO, CA 92404-1205 |
| Investor | Possibly a Property Investor |
| Document Number | 0000129684, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 2026129684 |
| Name | GO DIRECT LENDERS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $474,300 (+45.94%) Land $142,290 Building $332,010 | |
| 2025 | $4,223.00 (+269.14%) | $325,000 (+280.54%) Land $97,500 Building $227,500 |
| 2023 | $1,144.00 (+0.26%) Homeowner's exemption | $85,406 Land $24,756 Building $60,650 |
| 2022 | $1,141.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: GeoLinks, T-Mobile, Verizon.
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