Cuyahoga County property record for 23896 Smith Ave, Westlake, OH 44145
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,115 sqft · built 1955 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Mar 1999) |
| Tax Bill | $2,377 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jan 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-13-020 |
| Primary APN | 214-13-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,115 sqft Living Area |
| Gross Area | 2,230 sqft |
| 1st Floor Area | 1,115 sqft |
| Basement Area | 1,115 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 250 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 23896 SMITH AVE |
|---|---|
| City | WESTLAKE |
| State | OH |
| Zip | 44145-4807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F-1F80 |
| Legal Description | 49 CLAGUE 0204 ALL |
| Legal Subdivision | CLAGUE ROAD |
| Legal Lot Number | 204 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | WESTLAKE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 189107 |
Source: Cuyahoga County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23896 SMITH AVE, WESTLAKE, OH 44145-4807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 18, 2024 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 1999 · Amount on Record |
| Deed Sale | Mar 29, 1999 · Amount on Record |
| Prior Sale | Jun 8, 1982 |
| Deed Document Number | 1999816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 23896 SMITH AVE, WESTLAKE, OH 44145-4807 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 23896 SMITH AVE, WESTLAKE, OH 44145-4807 |
| Document Number | 0000000195 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 202509260195 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 25, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Jan 18, 2024 |
| Property Address | 23896 SMITH AVE, WESTLAKE, OH 44145-4807 |
| Document Number | 0000000491 |
| Map Reference | VOL 68 PG 2 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 202401180491 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Westlake City |
| Unified School District | Westlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,377.00 (-1.65%) Homeowner's exemption Senior Citizen's exemption | $60,830 (-0.02%) Land $14,875 Building $45,955 | $173,800 (-) Land $42,500 Building $131,300 |
| 2024 | $2,417.00 (-5.81%) Homeowner's exemption Senior Citizen's exemption | $60,840 (+9.66%) Land $14,880 Building $45,960 | $173,800 (+9.65%) Land $42,500 Building $131,300 |
| 2023 | $2,566.00 (+0.75%) Homeowner's exemption Senior Citizen's exemption | $55,480 (-) Land $12,570 Building $42,910 | |
| 2022 | $2,547.00 Homeowner's exemption Senior Citizen's exemption | $55,480 Land $12,570 Building $42,910 | |
| 2021 | $158,500 Land $35,900 Building $122,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1978–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures