Osceola County property record for 2389 Zuni Rd, Saint Cloud, FL 34771
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $446,713 (May 2025) |
| Tax Bill | $1,793 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Jan 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 162531351300010070 |
| Primary APN | 162531351300010070 |
|---|
| Lot Area | 4,792 sqft (0.11 acres) |
|---|
| Street Address | 2389 ZUNI RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7810 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | ELLINGTON PLACE PB 35 PGS 17-18 LOT 7 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 43700 |
Source: Osceola County records · APN 162531351300010070
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2389 ZUNI RD, SAINT CLOUD, FL 34771-7810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2025 | Special Warranty Deed, Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE LLC |
| Jan 15, 2025 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on Record |
| Deed Sale | May 29, 2025 · Amount on Record |
| Prior Sale | Jan 15, 2025 · Amount on Record |
| Deed Document Number | 2025067517 |
| Deed Book / Page | 6795 / 994 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 29, 2025 |
| Property Address | 2389 ZUNI RD, SAINT CLOUD, FL 34771-7810 |
| Document Number | 0067950994 |
| Book / Page | 6795 / 994 |
| Map Reference | MB 35 PG 17 |
| Instrument Date | May 27, 2025 |
| Instrument | 2025067517 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,127.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419 |
| Name | Verified Name |
|---|---|
| Address | 2389 ZUNI RD, SAINT CLOUD, FL 34771-7810 |
| Document Number | 0006795996 |
|---|---|
| Date | May 29, 2025 |
| Instrument | 6795/996 |
| Name | CORNERSTONE FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 15, 2025 |
| Property Address | 2389 ZUNI RD, SAINT CLOUD, FL 34771-7810 |
| Document Number | 0067262557 |
| Book / Page | 6726 / 2557 |
| Map Reference | MB 35 PG 17&18 |
| Instrument Date | Jan 15, 2025 |
| Instrument | 2025006830 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,908.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 970 LAWRENCE AVENUE WEST #401401, 401401, TORONTO XX |
| Name | Verified Name |
|---|---|
| Address | 1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | High above 76% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Xfinity.
Based on FCC filings for 34 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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