2365 Zuni Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2365 Zuni Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$395,757 (Jan 2026)
Tax Bill	$1,080 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`162531351300010030`

Property Details

APN / Parcel Number

Primary APN	`162531351300010030`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	2365 ZUNI RD
City	SAINT CLOUD
State	FL
Zip	34771-7810
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ELLINGTON PLACE PB 35 PGS 17-18 LOT 3
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4767 HOUSTON RD APT 3107, 3107, FLORENCE, KY 41042-4815
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Special Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Mar 6, 2025	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Mar 6, 2025 · Amount on Record
Deed Document Number	2026002801
Deed Book / Page	6905 / 368
Record Updated	Jun 8, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 8, 2026
Property Address	2365 ZUNI RD, SAINT CLOUD, FL 34771-7810
Document Number	0069050368
Book / Page	6905 / 368
Map Reference	MB 35 PG 17-18
Instrument Date	Dec 31, 2025
Instrument	2026002801
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,770.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4767 HOUSTON RD APT 3107, 3107, FLORENCE, KY 41042-4815

Mortgage

Document Number	0006905371
Date	Jan 8, 2026
Instrument	6905/371

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 6, 2025
Property Address	2365 ZUNI RD, SAINT CLOUD, FL 34771-7810
Document Number	0067492925
Book / Page	6749 / 2925
Map Reference	MB 35 PG 17&18
Instrument Date	Mar 3, 2025
Instrument	2025028285
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$6,081.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 LAWRENCE AVENUE WEST #401401, 401401, TORONTO ON M6A 3

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,080.00	$78,000 Land $78,000	$78,000 Land $78,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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