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2388 Crescent Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2388 Crescent Rd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,917 sqft · built 1992
Lot Size0.623 acres (27,138 sqft)
OwnerIndividual Name on File
Last Sale$281,000 (Aug 2020)
Tax Bill$170 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-12500-0040

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-12500-0040
Alternative APN
  • S262181920125000040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,917 sqft Living Area
Gross Area3,184 sqft
1st Floor Area1,917 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area27,138 sqft (0.623 acres)
Garage TypeAttached
Garage Area532 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area151 sqft
Deck Area192 sqft
Patio Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2388 CRESCENT RD
CityNAVARRE
StateFL
Zip32566-8781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLEY BY THE SEA LOT 4 BLK 125 AS DES IN OR 3994 PG 590
Legal Range26W
Legal Township2S
Legal Section18
Legal SubdivisionHOLLEY SEA/1ST AMD
Legal Block125
Legal Lot Number4
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2016
Census Tract10820

Owner

2388 Crescent Rd is owned and occupied by an individual who bought it in August 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address2388 CRESCENT RD, NAVARRE, FL 32566-8781
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Warranty Deed, Transfer · VA Mortgage
UNIVERSITY LENDING GROUP LLC
Aug 20, 2018Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2020 · Amount on File
Deed SaleAug 24, 2020 · Amount on File
Deed Document Number202043200
Deed Book / Page3994 / 590
Prior Transfer DateMay 25, 2018
Prior Transfer Doc0037580657
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 24, 2020
Property Address2388 CRESCENT RD, NAVARRE, FL 32566-8781
Document Number0039940590
Book / Page3994 / 590
Map ReferenceMB B PG 155
Instrument DateAug 20, 2020
Instrument202043200
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,967.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address211 HAWTHORNE CIR, 211, FORT WALTON BEACH, FL 32547-3707

Transferred To (Grantee/Buyer)

NameVerified Name
Address2388 CRESCENT RD, NAVARRE, FL 32566-8781

Mortgage

Document Number0003994592
DateAug 24, 2020
Instrument3994/592
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateAug 20, 2018
Property Address2388 CRESCENT RD, NAVARRE, FL 32566-8781
Document Number0037580657
Book / Page003758 / 000657
Instrument DateMay 25, 2018
Instrument35563
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyCLOSING USA LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address211 HAWTHORNE CIR FORT WALTON BEACH FL 325473707, FORT WALTON BEACH, FL 32547-3707

Mortgage

Document Number37580660
DateAug 20, 2018
Book Page003758/000660
Instrument35564
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 19, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$325,350 (+2.9%)$347,374 (+2.78%) Land $75,000 Building $272,374
2024$170.00 (+7.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$316,181 (+3%)$337,990 (+4.03%) Land $75,000 Building $262,990
2023$158.00 (+6.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$306,972 (+3%)$324,904 (+9.02%) Land $65,000 Building $259,904
2022$148.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$298,031$298,031 Land $50,000 Building $248,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2388 Crescent Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 215 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies215 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2388 Crescent Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

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