2372 Crescent Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2372 Crescent Rd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,927 sqft · built 2017
Lot Size0.348 acres (15,202 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Apr 2018)
Tax Bill$3,724 (2024)
Deeds & MortgagesJan 2026 Mortgage
Feb 2023 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-12300-0280

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-12300-0280

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,927 sqft Heated Area
Gross Area3,928 sqft
1st Floor Area3,664 sqft
Upper Floors Area1,652 sqft
FlooringCarpet
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area15,202 sqft (0.348 acres)
Garage Area737 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area264 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number182S261920123000280
Street Address2372 CRESCENT RD
CityNAVARRE
StateFL
Zip32566-8781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLEY BY THE SEA LOT 28 BLK 123 AS DES IN OR 3714 PG 1748
Legal Range26W
Legal Township02S
Legal Section18
Legal SubdivisionBY THE SEA
Legal Block123
Legal Lot Number28
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2014
Census Tract10820

Owner

2372 Crescent Rd is owned and occupied by an individual who bought it in April 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2372 CRESCENT RD, NAVARRE, FL 32566-8781
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 2, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Dec 13, 2018Deed of Trust, Mortgage · VA Mortgage
NEW PENN FINANCIAL LLC
Aug 16, 2021Deed of Trust, Mortgage · VA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 4, 2019Deed of Trust, Mortgage · VA Mortgage
ELEVEN MTG
Apr 2, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
SHELTER MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2018 · Amount on File
Deed SaleApr 2, 2018 · Amount on File
Prior SaleApr 11, 2016 · Amount on File
Deed Document Number0037141748
Deed Book / Page3714 / 1748
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2372 CRESCENT RD, NAVARRE, FL 32566-8781
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2372 CRESCENT RD, NAVARRE, FL 32566-8781

Mortgage

Document Number0046952011
DateJan 6, 2026
Book Page4695/2011
Instrument202600536
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2372 CRESCENT RD, NAVARRE, FL 32566-8781
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2372 CRESCENT RD, NAVARRE, FL 32566-8781

Mortgage

Document Number0043640001
DateFeb 2, 2023
Book Page4364/1
Instrument202304371
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2372 CRESCENT RD, NAVARRE, FL 32566-8781
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037891857
DateDec 13, 2018
Book Page3789/1857
Instrument201852752
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2372 CRESCENT RD, NAVARRE, FL 32566-8781
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2372 CRESCENT RD, NAVARRE, FL 32566-8781

Mortgage

Document Number0041640385
DateAug 16, 2021
Book Page4164/385
Instrument202155070
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2372 CRESCENT RD, NAVARRE, FL 32566-8781
Document Number0038781891
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2372 CRESCENT RD NAVARRE FL 325668781, NAVARRE, FL 32566-8781

Mortgage

Document Number0038781891
DateOct 9, 2019
Book Page003878/001891
Instrument45507
Lender
NameELEVEN MTG
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 8, 2049

April 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 2, 2018
Property Address2372 CRESCENT RD, NAVARRE, FL 32566-8781
Document Number0037141748
Book / Page3714 / 1748
Map ReferenceMBB PG155
Instrument DateMar 29, 2018
Instrument201812612
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 2, 2022
Title CompanyHB TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address2372 CRESCENT RD, NAVARRE, FL 32566-8781

Mortgage

Document Number0201812613
DateApr 2, 2018
Instrument201812613
Lender
NameSHELTER MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,724.00 (+2.14%) Homeowner's exemption Disabled Person's exemption$347,940 (+3%)$487,521 (+2.83%) Land $75,000 Building $412,521
2023$3,646.00 (+2.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$337,805 (+3%)$474,094 (+8.96%) Land $65,000 Building $409,094
2022$3,552.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$327,966$435,096 Land $50,000 Building $385,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2372 Crescent Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 215 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies215 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2372 Crescent Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50

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