Santa Rosa County property record for 2365 Crescent Rd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,022 sqft · built 2015 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $705,000 (Aug 2026) |
| Tax Bill | $3,403 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2026 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-11800-0710 |
| Primary APN | 18-2S-26-1920-11800-0710 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,022 sqft Living Area |
| Gross Area | 4,027 sqft |
| 1st Floor Area | 3,022 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 17,511 sqft (0.402 acres) |
| Garage Type | Attached |
| Garage Area | 589 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2365 CRESCENT RD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 71 BLK 118 AS DES IN OR 3493 PG 821 & AS DES IN OR 4308 PG 378 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 118 |
| Legal Lot Number | 71 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10820 |
Source: Santa Rosa County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3751 KNOLE LN, CHADDS FORD, PA 19317-8930 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE |
| Aug 28, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| Oct 13, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Jul 21, 2022 | Intrafamily Transfer, Transfer |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on Record |
| Deed Sale | Aug 28, 2026 · Amount on Record |
| Prior Sale | Jul 10, 2026 · Amount on Record |
| Deed Document Number | 202643840 |
| Deed Book / Page | 4783 / 1108 |
| Prior Transfer Date | May 10, 2022 |
| Prior Transfer Doc | 0043080378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 10, 2026 |
| Property Address | 2365 CRESCENT RD, NAVARRE, FL 32566-8782 |
| Document Number | 0000034909 |
| Book / Page | 4766 / 101 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202634909 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | SETCO SERVICES LLC, SETCO SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $498,435.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3751 KNOLE LN, CHADDS FORD, PA 19317-8930 |
| Document Number | 0000034910, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202634910 |
| Name | PREMIA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 28, 2026 |
| Property Address | 2365 CRESCENT RD, NAVARRE, FL 32566-8782 |
| Document Number | 0000043840 |
| Book / Page | 4783 / 1108 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202643840 |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $498,435.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3751 KNOLE LN, CHADDS FORD, PA 19317-8930 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2365 CRESCENT RD, NAVARRE, FL 32566-8782 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2365 CRESCENT RD, NAVARRE, FL 32566-8782 |
| Document Number | 0044421809 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 4442/1809 |
| Instrument | 202346635 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2365 CRESCENT RD, NAVARRE, FL 32566-8782 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2365 CRESCENT RD, NAVARRE, FL 32566-8782 |
| Document Number | 0040540335 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 4054/335 |
| Instrument | 202101399 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 21, 2022 |
| Property Address | 2365 CRESCENT RD, NAVARRE, FL 32566-8782 |
| Document Number | 0043080378 |
| Book / Page | 4308 / 378 |
| Map Reference | MB B PG 155 |
| Instrument Date | May 10, 2022 |
| Instrument | 202242920 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2365 CRESCENT RD, 2365, NAVARRE, FL 32566-8782 |
| Name | Verified Name |
|---|---|
| Address | 2365 CRESCENT RD, NAVARRE, FL 32566-8782 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2365 CRESCENT RD, NAVARRE, FL 32566-8782 |
| Document Number | 0039582031 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2365 CRESCENT RD NAVARRE FL 325668782, NAVARRE, FL 32566-8782 |
| Document Number | 0039582031 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 003958/002031 |
| Instrument | 26715 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 3, 2040 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,403.00 (+3.66%) | $312,390 (+2.9%) | $518,650 (+3.67%) Land $75,000 Building $443,650 |
| 2024 | $3,283.00 (+2.21%) Homeowner's exemption | $303,586 (+3%) | $500,274 (+2.82%) Land $75,000 Building $425,274 |
| 2023 | $3,212.00 (+2.88%) Homeowner's exemption Disabled Person's exemption | $294,744 (+3%) | $486,560 (+8.65%) Land $65,000 Building $421,560 |
| 2022 | $3,122.00 Homeowner's exemption Disabled Person's exemption | $286,159 | $447,824 Land $50,000 Building $397,824 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 215 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 215 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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